topic Re: Question about Amex pre-qualify site results in Credit Cards

Question about Amex pre-qualify site results

Anonymous — Sun, 15 Nov 2015 23:02:07 GMT

What does the American Express pre qualify site results look like when you have a pre qualified offer? I get a "based on your interests, we recommend the following cards for you" message. It shows the gold card, platinum card, and everyday card. Doesn't sound like a pre Qual but I don't know how Amex does it.

Re: Question about Amex pre-qualify site results

myjourney — Mon, 16 Nov 2015 00:33:07 GMT

If it doesn't state something to the effect

Congratulations we've found such and such for you with this APR (an exact number)

Of course you won't see an APR on charge cards but any revolver will state this if it's a true offer along with somewhere on the document

The opt out message from offers of credit

Re: Question about Amex pre-qualify site results

Anonymous — Mon, 16 Nov 2015 00:46:00 GMT

Try cardmatch instead of Amex's site--when I checked directly with Amex, there were only 2 prequal offers, compared to the abundant variety of mail offers I'd been getting from them. Cardmatch had 5 offers, with solid APRs on the revolvers and good bonuses. Apped for 2 of them and was approved for both, so I'd head there before giving up on prequals for Amex.

Re: Question about Amex pre-qualify site results

Anonymous — Mon, 16 Nov 2015 05:40:01 GMT

Yes, unfortunately that's not a preapproval. This is what a preapproval for Amex looks like.

That said, not having a preapproval with Amex is by no means an indication that you won't be approved as long as your credit profile warrants it.

Re: Question about Amex pre-qualify site results

elim — Mon, 16 Nov 2015 05:43:13 GMT

I miss those prequal offers. you can't get them once you are a card holder correct?

Re: Question about Amex pre-qualify site results

Anonymous — Mon, 16 Nov 2015 05:49:21 GMT

@elim wrote:
I miss those prequal offers. you can't get them once you are a card holder correct?

I don't know. I literally just got approved for my two Amex cards two days ago, so if that's true, I won't be seeing that much longer.

Re: Question about Amex pre-qualify site results

UncleB — Mon, 16 Nov 2015 06:34:25 GMT

Just for 'giggles', I went to the 'general' Amex site to check out their different cards - without going 'incognito' - and for a few of the offers, specifically the Delta Gold and the ED card they offered me sign up bonuses, 30k miles for the Delta and 10k MR points for the ED. I clicked 'apply' for the ED and it asked me to log in or for the numbers off my current Amex card; I stopped at that point.

I might be wrong, but I don't recall in the past being offered a 'bonus' for a new card unless I used a different browser with the cookies cleared, or went 'incognito'. Either I just never noticed, or they're 'loosening up' on the bonuses. Curious either way...

Re: Question about Amex pre-qualify site results

Anonymous — Mon, 16 Nov 2015 17:14:59 GMT

Thank you, that is exactly what I'm looking for. I didn't think it was, but wanted to make sure. Thanks!

Re: Question about Amex pre-qualify site results

Anonymous — Tue, 17 Nov 2015 02:13:54 GMT

@elim wrote:
I miss those prequal offers. you can't get them once you are a card holder correct?

If you have a pre qual as an existing cardholder it will appear as a banner across the top of the benefits section of your online account. I have one right now for the PRG.

Re: Question about Amex pre-qualify site results

Anonymous — Tue, 17 Nov 2015 02:31:55 GMT

@Anonymous wrote:
@elim wrote:
I miss those prequal offers. you can't get them once you are a card holder correct?
If you have a pre qual as an existing cardholder it will appear as a banner across the top of the benefits section of your online account. I have one right now for the PRG.

I believe using a private browser (i.e. incognito mode for Chrome) will also show you any pre-quals that you have.

Re: Question about Amex pre-qualify site results

Anonymous — Tue, 17 Nov 2015 02:48:43 GMT

@Anonymous wrote:
@Anonymous wrote:
@elim wrote:
I miss those prequal offers. you can't get them once you are a card holder correct?
If you have a pre qual as an existing cardholder it will appear as a banner across the top of the benefits section of your online account. I have one right now for the PRG.
I believe using a private browser (i.e. incognito mode for Chrome) will also show you any pre-quals that you have.

It never has for me, and I check it quite frequently.

Re: Question about Amex pre-qualify site results

UncleB — Tue, 17 Nov 2015 05:34:07 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@elim wrote:
I miss those prequal offers. you can't get them once you are a card holder correct?
If you have a pre qual as an existing cardholder it will appear as a banner across the top of the benefits section of your online account. I have one right now for the PRG.
I believe using a private browser (i.e. incognito mode for Chrome) will also show you any pre-quals that you have.
It never has for me, and I check it quite frequently.

Me either... it just tells me to log in.

I have to add, though, I might not have any 'offers' anyway, as I didn't have one when I got my Green and BCP. Once I am logged in there are no offers, either.

Re: Question about Amex pre-qualify site results

Nova5041 — Sat, 09 Jan 2016 16:20:40 GMT

Yeah me neither, always tell me to log in.

Re: Question about Amex pre-qualify site results

Anonymous — Mon, 11 Sep 2017 01:00:23 GMT

how did you post that picture? i wanted to post a snapshot of my pre-qualify to see what you thought. thanks

Re: Question about Amex pre-qualify site results

Anonymous — Mon, 11 Sep 2017 01:14:30 GMT

@brickie74 wrote:
how did you post that picture? i wanted to post a snapshot of my pre-qualify to see what you thought. thanks

Welcome to MyFICO

To post an image you have to upload from your computer via this icon: However, if yuo want to make a post please start a new thread as this is an 18 month old thread and it's about to be locked.