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    <title>topic Re: AMEx APR Reduction! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336237#M1239376</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;New account. I spoke with a CSR via&amp;nbsp;live chat. Reduced to 16.24% from 19.24%!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Do you have 0% promo? I'm waiting for it to end to chat with them.&lt;/P&gt;</description>
    <pubDate>Thu, 19 Nov 2015 13:28:46 GMT</pubDate>
    <dc:creator>newhis</dc:creator>
    <dc:date>2015-11-19T13:28:46Z</dc:date>
    <item>
      <title>AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4335981#M1239279</link>
      <description>&lt;P&gt;New account. I spoke with a CSR via&amp;nbsp;live chat. Reduced to 16.24% from 19.24%!&lt;/P&gt;</description>
      <pubDate>Thu, 19 Nov 2015 05:12:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4335981#M1239279</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-19T05:12:42Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4335997#M1239292</link>
      <description>congrats my friend!</description>
      <pubDate>Thu, 19 Nov 2015 05:20:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4335997#M1239292</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-19T05:20:57Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336237#M1239376</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;New account. I spoke with a CSR via&amp;nbsp;live chat. Reduced to 16.24% from 19.24%!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Do you have 0% promo? I'm waiting for it to end to chat with them.&lt;/P&gt;</description>
      <pubDate>Thu, 19 Nov 2015 13:28:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336237#M1239376</guid>
      <dc:creator>newhis</dc:creator>
      <dc:date>2015-11-19T13:28:46Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336253#M1239380</link>
      <description>&lt;P&gt;Unfortunately not, I went for the SPG instead of the ED. The 0% for 15 months would have been great.&lt;/P&gt;</description>
      <pubDate>Thu, 19 Nov 2015 13:53:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336253#M1239380</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-19T13:53:36Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336345#M1239424</link>
      <description>&lt;P&gt;nice job&lt;/P&gt;</description>
      <pubDate>Thu, 19 Nov 2015 15:08:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336345#M1239424</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-19T15:08:55Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336379#M1239432</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Unfortunately not, I went for the SPG instead of the ED. The 0% for 15 months would have been great.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thank you. I'll wait until my 0% promo ends.&lt;/P&gt;</description>
      <pubDate>Thu, 19 Nov 2015 15:31:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336379#M1239432</guid>
      <dc:creator>newhis</dc:creator>
      <dc:date>2015-11-19T15:31:07Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336534#M1239482</link>
      <description>&lt;P&gt;Congrats! I would repeat the request in 60-90 days. My delta started at 15.24 now its at 12.24 only after a few months of use.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have also seen folks like lhcole77 get their rates super low, one person had a SPG down to 6 or 7 percent I believe. Which that is kinda awesome.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Kudos to amex and citi for straightforward APR reductions&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 19 Nov 2015 17:03:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336534#M1239482</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-19T17:03:11Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336537#M1239483</link>
      <description>Grats</description>
      <pubDate>Thu, 19 Nov 2015 17:07:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336537#M1239483</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2015-11-19T17:07:10Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336818#M1239589</link>
      <description>Congrats</description>
      <pubDate>Thu, 19 Nov 2015 19:59:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336818#M1239589</guid>
      <dc:creator>9CLINE</dc:creator>
      <dc:date>2015-11-19T19:59:04Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336926#M1239640</link>
      <description>congrats!</description>
      <pubDate>Thu, 19 Nov 2015 20:55:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336926#M1239640</guid>
      <dc:creator>-Cal-</dc:creator>
      <dc:date>2015-11-19T20:55:05Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336935#M1239645</link>
      <description>&lt;P&gt;congrats&lt;/P&gt;</description>
      <pubDate>Thu, 19 Nov 2015 21:00:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4336935#M1239645</guid>
      <dc:creator>alvon123</dc:creator>
      <dc:date>2015-11-19T21:00:22Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4337105#M1239710</link>
      <description>&lt;P&gt;Congrats. &amp;nbsp;Saw your post so I went it to try my luck. &amp;nbsp;Reduced from 19.24% to 15.24%. &amp;nbsp;I plan to try again in a few months. &amp;nbsp;#WINNING&lt;/P&gt;</description>
      <pubDate>Thu, 19 Nov 2015 22:46:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4337105#M1239710</guid>
      <dc:creator>TrueGeminiNC</dc:creator>
      <dc:date>2015-11-19T22:46:07Z</dc:date>
    </item>
    <item>
      <title>Re: AMEx APR Reduction!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4337169#M1239740</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/629914"&gt;@TrueGeminiNC&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Congrats. &amp;nbsp;Saw your post so I went it to try my luck. &amp;nbsp;Reduced from 19.24% to 15.24%. &amp;nbsp;I plan to try again in a few months. &amp;nbsp;#WINNING&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Just did the same thing with my Delta Gold card.&amp;nbsp; Reduced from 19.24% to 14.24%!&amp;nbsp; This is awesome.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Went to log into my wife's account to try with her BCP.&amp;nbsp; Then I looked at her cardmember agreement and saw she has 0% APR on purchases through next December and 12.99% after that.&amp;nbsp; So she's good for a while.&lt;/P&gt;</description>
      <pubDate>Thu, 19 Nov 2015 23:27:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/AMEx-APR-Reduction/m-p/4337169#M1239740</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-19T23:27:14Z</dc:date>
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