topic Re: What?! Cap One offer to upgrade after 2 months! in Credit Cards

What?! Cap One offer to upgrade after 2 months!

Anonymous — Mon, 23 Nov 2015 13:57:14 GMT

Although I can't seem to get a CLI to save my life, I just got on chat with a Capital One rep to see if my card(s) had any upgrade offers (after reading about early upgrades on this forum, thanks everyone!) and my Platinum was offered an upgrade to Quicksilver w/ no annual fee! My QS1 had no upgrade offer, but in four months I will combine it with my new AF-free QS and hopefully have a pretty nice limit (currently at 300 QS1 and 500 Plat>QS) ..Still in credit steps as the cards are only 2 months old. Going to ask for a CLI again after statement #4 and pray it works that time!

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Mon, 23 Nov 2015 14:15:08 GMT

That's great, congrats.

Re: What?! Cap One offer to upgrade after 2 months!

ddemari — Mon, 23 Nov 2015 14:28:33 GMT

That's awesome! Congrats on your upgrade!

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Mon, 23 Nov 2015 14:42:02 GMT

Congratz! Did this upgrade involve any kind of Hard Pull ?

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Mon, 23 Nov 2015 14:52:03 GMT

Congrats! I'll be doing the same after my dec 12 statement.

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Mon, 23 Nov 2015 14:57:46 GMT

Excellent!

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Mon, 23 Nov 2015 15:01:56 GMT

Congrats on getting an upgrade to a quality product with no AF!

Re: What?! Cap One offer to upgrade after 2 months!

hpotterfan77 — Mon, 23 Nov 2015 15:05:07 GMT

After reading this, I went over to Cap One and did the chat and they upgraded my Plat to the QS with no annual fee as well. Yes!

Re: What?! Cap One offer to upgrade after 2 months!

GetMeSlick — Mon, 23 Nov 2015 15:27:26 GMT

Congrats OP. do we need to wait for 12 mos after card opening to request for upgrades?

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Mon, 23 Nov 2015 15:43:11 GMT

@Anonymous wrote:
Congratz! Did this upgrade involve any kind of Hard Pull ?

I sure hope not! Rep said it was an offer on my account, not like I requested it. Didn't saying anything about running credit and I think they are required to get your approval prior to a hard pull.

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Mon, 23 Nov 2015 15:44:27 GMT

@GetMeSlick wrote:
Congrats OP. do we need to wait for 12 mos after card opening to request for upgrades?

No, I just got my cards in September, two months ago. Don't think I can request another upgrade for 6 months though, but I will be trying for CLI's.

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Tue, 24 Nov 2015 04:15:17 GMT

After reading about your success, I chatted with them and upgraded my QS1 to a QS. No upgrade offer on my Platinum, though. But I barely use it so I didn't expect anything there.

Re: What?! Cap One offer to upgrade after 2 months!

OmarGB9 — Tue, 24 Nov 2015 15:03:51 GMT

Grats

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Tue, 24 Nov 2015 15:32:30 GMT

Saw this thread, did the same for my 2 month old Platinum ... after a CLI last week, there was an offer for PC to the NO AF Quicksilver! So glad I saw this. Looks like Cap One will be getting my general spend! Thanks OP!

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Tue, 24 Nov 2015 22:06:56 GMT

@Anonymous wrote:
Saw this thread, did the same for my 2 month old Platinum ... after a CLI last week, there was an offer for PC to the NO AF Quicksilver! So glad I saw this. Looks like Cap One will be getting my general spend! Thanks OP!

I know right! I will be using this card for pretty much everything!

Glad I could pass on the info and help yall do the same with your Platinums!

Re: What?! Cap One offer to upgrade after 2 months!

Creditdreamer — Tue, 24 Nov 2015 22:49:26 GMT

This is AMAZING. I don't know what I would do without myfico sometimes. I have had my new Platinum since mid October. First statement cut on 11/6. I just chatted and asked to upgrade to Quiksilver with no AF and they checked into it and approved it! And "Stanley" said it won't affect my credit steps program. Score! I have run about 2000 through this card in the last month and a half. Now I'll be getting something for it!

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Tue, 24 Nov 2015 23:57:03 GMT

Congrats

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Wed, 25 Nov 2015 01:24:25 GMT

I did that too.

No HP. You get a mutant QS MasterCard instead of a Visa. While I PC'd my Platinum 2 statements in, I have yet to get a CLI on it. Always denied. Credit Steps ends in January, so there's my CLI anyway.

Im sure some have gotten 3-4 statement CLI's, my theory is the PC counted. I say...whatever I've got a NO AF QS and it's super special, it's my token MasterCard. Cherish.

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Wed, 25 Nov 2015 01:41:50 GMT

Congrats!

Re: What?! Cap One offer to upgrade after 2 months!

Anonymous — Wed, 25 Nov 2015 03:13:42 GMT

Thank my third statement post in a few days. I was able to upgrade today to the QS without the AF.

My barclay rewards is my main daily driver card though so might change my small purchases to capital one for the 1.5x rewards instead of 1x on non catorgries stuff.