topic Re: Using all my cards each month in Credit Cards

Using all my cards each month

Anonymous — Wed, 25 Nov 2015 16:42:52 GMT

I have about 16 cards..couple of store..majority of them major cards. My question is is there a certain amount that should be charged each month? For example..should I should charge a a pack of gum each month..should I charge a meal each month $10? I just wanted to see what everyone else was charging to keep their cards active so that the credit card company doesn't shut it down. Thanks

Re: Using all my cards each month

baller4life — Wed, 25 Nov 2015 16:46:39 GMT

You dont have to use every card every month to keep them active. Every 6 months is fine. I believe Barclays is every 3 months. A pack of gum is fine.

Re: Using all my cards each month

uswala — Wed, 25 Nov 2015 16:48:38 GMT

There are a few cards that I just use for my laundry once every 3-4 months.

Re: Using all my cards each month

Anonymous — Wed, 25 Nov 2015 16:50:00 GMT

Thanks!

Re: Using all my cards each month

CYBERSAM — Wed, 25 Nov 2015 17:00:35 GMT

@uswala wrote:
There are a few cards that I just use for my laundry once every 3-4 months.

You do laundry once every 3-4 months??!!??

Re: Using all my cards each month

Anonymous — Wed, 25 Nov 2015 17:27:40 GMT

I have a couple of cards that I have a monthly charge on for donations and/or gas bill. The store cards I buy something I want/need every two or three months. Except Amazon, of course, where I charge weekly. lol

Re: Using all my cards each month

creditguy — Wed, 25 Nov 2015 17:34:01 GMT

I put the majority of spending on one or two cashback cards every month and this depends on rotating categories and what not. A few other cards I put small recurring charges like netflix and hulu etc, just to keep them warm. Store cards I bring out every couple months or so and put something on them depending on store incentives.

Re: Using all my cards each month

Anonymous — Wed, 25 Nov 2015 17:51:27 GMT

@CYBERSAM wrote:
@uswala wrote:
There are a few cards that I just use for my laundry once every 3-4 months.

You do laundry once every 3-4 months??!!??

LMAOOO!! I'm sure USWALA meant they just pull the cards out once every 3-4 for laundry. Not do their laundry once every 3-4 months.

Re: Using all my cards each month

Anonymous — Wed, 25 Nov 2015 17:54:42 GMT

@Anonymous wrote:
I have about 16 cards..couple of store..majority of them major cards. My question is is there a certain amount that should be charged each month? For example..should I should charge a a pack of gum each month..should I charge a meal each month $10? I just wanted to see what everyone else was charging to keep their cards active so that the credit card company doesn't shut it down. Thanks

Also, always consider "Do I really need them open?" If a card isn't much use, and you have enough credit (and you have some high CLs) not too much point keeping a card that you have to think about keeping active.

Re: Using all my cards each month

baller4life — Wed, 25 Nov 2015 18:24:31 GMT

@Anonymous wrote:
@Anonymous wrote:
I have about 16 cards..couple of store..majority of them major cards. My question is is there a certain amount that should be charged each month? For example..should I should charge a a pack of gum each month..should I charge a meal each month $10? I just wanted to see what everyone else was charging to keep their cards active so that the credit card company doesn't shut it down. Thanks
Also, always consider "Do I really need them open?" If a card isn't much use, and you have enough credit (and you have some high CLs) not too much point keeping a card that you have to think about keeping active.

👍

Re: Using all my cards each month

etstrong98 — Wed, 25 Nov 2015 19:03:43 GMT

You could put a bill on them netflix, cell phone, gas..... if you are keeping them open for future use like cap1 combining or chase limit transfer.

Re: Using all my cards each month

uswala — Wed, 25 Nov 2015 20:55:17 GMT

@CYBERSAM wrote:
@uswala wrote:
There are a few cards that I just use for my laundry once every 3-4 months.

You do laundry once every 3-4 months??!!??

Nah. I just use these cards every 3-4 months for laundry. Rest of the time I use my Citi Dc for laundry.

Re: Using all my cards each month

Anonymous — Wed, 25 Nov 2015 21:22:03 GMT

@uswala wrote:
@CYBERSAM wrote:
@uswala wrote:
There are a few cards that I just use for my laundry once every 3-4 months.

You do laundry once every 3-4 months??!!??
Nah. I just use these cards every 3-4 months for laundry. Rest of the time I use my Citi Dc for laundry.

Continuing the misunderstanding: how do you yuse the cards for laundry? In place of the soap? In place of the water? In place of a machine (put your dirty clothes on the card and wave it around)?

Re: Using all my cards each month

uswala — Wed, 25 Nov 2015 22:05:35 GMT

@Anonymous wrote:
@uswala wrote:
@CYBERSAM wrote:
@uswala wrote:
There are a few cards that I just use for my laundry once every 3-4 months.

You do laundry once every 3-4 months??!!??
Nah. I just use these cards every 3-4 months for laundry. Rest of the time I use my Citi Dc for laundry.
Continuing the misunderstanding: how do you yuse the cards for laundry? In place of the soap? In place of the water? In place of a machine (put your dirty clothes on the card and wave it around)?

Well depends