topic Re: How many CitiCards in Credit Cards

How many CitiCards

drboxing — Thu, 26 Nov 2015 15:37:58 GMT

Does anyone know how many cards Citibank will allow you to carry? Meaning if I have the Citibank AA MasterCard can I also apply for their Citi Prestige or do they only allow you to have 1 of their credit cards? thanks

Re: How many CitiCards

creditguy — Thu, 26 Nov 2015 15:52:40 GMT

I personally do not know the limit, but I do know you can have more than one. As long as you meet their qualifications, you should have no problem obtaining a second Citi card. Good Luck.

Re: How many CitiCards

NRB525 — Thu, 26 Nov 2015 15:55:39 GMT

You can certainly have more than one of almost any credit card issuer, using different cards.

And Citi would love you to take on all their high AF cards and pay the Annual Fees

Re: How many CitiCards

Discover2016 — Thu, 26 Nov 2015 15:59:12 GMT

I personally have 2 and I know people that have way more than that, my brother has like 6 of them I think. I dont think there is a limit on how many you can have but there is a limit on fast you can apply for them. I believe the limit is 2 every 60 days I think.

Re: How many CitiCards

Brenex — Thu, 26 Nov 2015 16:05:29 GMT

I have a citi forward and citi dividend card so I would say no.

Re: How many CitiCards

Anonymous — Thu, 26 Nov 2015 16:08:46 GMT

Good luck if you decide to apply.

Re: How many CitiCards

Anonymous — Thu, 26 Nov 2015 16:10:52 GMT

You can certainly have more than one, I believe Citi just makes you wait between apps though.

Re: How many CitiCards

Anonymous — Thu, 26 Nov 2015 16:24:24 GMT

@Discover2016 wrote:
I personally have 2 and I know people that have way more than that, my brother has like 6 of them I think. I dont think there is a limit on how many you can have but there is a limit on fast you can apply for them. I believe the limit is 2 every 60 days I think.

The 'rule' is you can apply for a second one after 8 days and a third one after 65 days. There is no limit to how many you can have. What do they do limit is the amount of credit they'll extend you just like other creditors

Re: How many CitiCards

Anonymous — Thu, 26 Nov 2015 16:32:20 GMT

@Anonymous wrote:
@Discover2016 wrote:
I personally have 2 and I know people that have way more than that, my brother has like 6 of them I think. I dont think there is a limit on how many you can have but there is a limit on fast you can apply for them. I believe the limit is 2 every 60 days I think.
The 'rule' is you can apply for a second one after 8 days and a third one after 65 days. There is no limit to how many you can have. What do they do limit is the amount of credit they'll extend you just like other creditors

Right, I have 4, and Citi was the first (and only, for that matter!) creditor to decline a CLI because of enough credit with them.

Re: How many CitiCards

drboxing — Thu, 26 Nov 2015 16:39:47 GMT

I just received 1 card from Citi in October. Ill wait till Jan or feb 2016 to apply for another

Re: How many CitiCards

Anonymous — Thu, 26 Nov 2015 16:41:31 GMT

@Anonymous wrote:
@Anonymous wrote:
@Discover2016 wrote:
I personally have 2 and I know people that have way more than that, my brother has like 6 of them I think. I dont think there is a limit on how many you can have but there is a limit on fast you can apply for them. I believe the limit is 2 every 60 days I think.
The 'rule' is you can apply for a second one after 8 days and a third one after 65 days. There is no limit to how many you can have. What do they do limit is the amount of credit they'll extend you just like other creditors
Right, I have 4, and Citi was the first (and only, for that matter!) creditor to decline a CLI because of enough credit with them.

That's about to happen to me I'm afraid. Was approved for the AA business card with very low limit and they won't let me transfer any limit from my personal cards so I'm going to have to hit them up for CLI but I'm not too hopeful.

Re: How many CitiCards

Sharingan — Thu, 26 Nov 2015 16:47:30 GMT

I have 6 cards with Citibank; and I, too, have definitely hit my maximum credit limit with them. Fortunately, I don't think they have anything left that I am interested in at this moment anyway. While I have seen people with a high number of Capital One and Chase cards, I don't really see the same with Citi.

Re: How many CitiCards

Anonymous — Thu, 26 Nov 2015 16:52:40 GMT

I have four Citi cards opened this year 7/30, 8/03, 10/28, 11/08.

Re: How many CitiCards

toothgrind3r — Thu, 26 Nov 2015 18:21:56 GMT

I have 5 cards with them, 2 of which I am gonna close soon.

My most recent approval, the Prestige, they gave me the option of opening it with 5,000, or transfering some credit from one card to the Prestige, because I have enough credit with them already.

So, like others have said, I don't know if there's a limit in the amount of cards, but there is a limit in the about of credit.