topic Re: Cards that offer Virtual Account Numbers in Credit Cards

Cards that offer Virtual Account Numbers

Anonymous — Sun, 29 Nov 2015 08:06:17 GMT

Hey guys,

Do you know of any credit card company that offers Virtual account numbers besides Citi?

It's pretty useful to add to paypal when you want to set a limit.

Btw, a virtual account number is when you can generate a random number/completely different information that your actual card to make purchases online.

Re: Cards that offer Virtual Account Numbers

NoAnchoviesPlease — Sun, 29 Nov 2015 08:10:03 GMT

My Bank of America card has virtual numbers (ShopSafe, I believe they call it at BofA) although apparently some vendors can identify the virtual numbers vs original number.

I'd be curious about other options, as this is one of the few good features of my BofA card.

Re: Cards that offer Virtual Account Numbers

Anonymous — Sun, 29 Nov 2015 08:13:01 GMT

Thanks for the input.

It's all BOA cards right? (Or most)

Re: Cards that offer Virtual Account Numbers

NoAnchoviesPlease — Sun, 29 Nov 2015 08:16:54 GMT

Looks like it may be all of their MC/VISA cards, not entirely sure... but they do say not Amex.

https://www.bankofamerica.com/privacy/accounts-cards/shopsafe.go

ShopSafe protection is available only on Bank of America Visa® and MasterCard® accounts for customers who use our Online Banking service and is not currently available on Bank of America American Express accounts.

Re: Cards that offer Virtual Account Numbers

etstrong98 — Mon, 30 Nov 2015 13:12:42 GMT

My Citi DC does

Re: Cards that offer Virtual Account Numbers

CreditJim — Mon, 30 Nov 2015 14:41:41 GMT

Where do you find it with Citi?

Re: Cards that offer Virtual Account Numbers

etstrong98 — Mon, 30 Nov 2015 15:14:50 GMT

under Card Benefits > Shopping Benefits

Re: Cards that offer Virtual Account Numbers

Anonymous — Mon, 30 Nov 2015 17:26:26 GMT

@etstrong98 wrote:
My Citi DC does

Yup, that's why I said "besides Citi" lol

Re: Cards that offer Virtual Account Numbers

Anonymous — Mon, 30 Nov 2015 17:27:37 GMT

@CreditJim wrote:
Where do you find it with Citi?

The way I do it is through account management -> top of the right column is generate VAN

Re: Cards that offer Virtual Account Numbers

Anonymous — Sun, 10 Jan 2016 06:23:39 GMT

Anyone?

Re: Cards that offer Virtual Account Numbers

NRB525 — Sun, 10 Jan 2016 07:07:09 GMT

I don't think there are any others who offer virtual account numbers.

Re: Cards that offer Virtual Account Numbers

NoAnchoviesPlease — Sun, 10 Jan 2016 07:43:13 GMT

Wikipedia concurs, for what it's worth:

https://en.wikipedia.org/wiki/Controlled_payment_number

January 2009, Mastercard and Cyota Inc acquired the controlled payment number system developed by Orbiscom, a Dublin-based payment processing company.[9] In the USA, the system is used by the following credit card issuers: Bank of America "ShopSafe"[10] (inherited when it acquired MBNA) and Citibank "Virtual Account Numbers".[11]

On February 7, 2014, the US Discover Card discontinued its Secure Online Account Numbers service, saying that Discover no longer had access to the underlying technology. All existing Secure Online Account Numbers expired on March 16, 2014.[18]

American Express's "Private Payments" was available from late 2000 to 2004.

Paypal discontinued their virtual credit card service on September 22, 2010.[19]

Re: Cards that offer Virtual Account Numbers

core — Sun, 10 Jan 2016 07:51:06 GMT

Chase was entertaining the idea of implementing them as of a couple months ago but I don't know how far along they were, or if it was even a done deal.

Re: Cards that offer Virtual Account Numbers

vV35Hszm — Thu, 21 Jun 2018 00:38:04 GMT

I realize this is an old thread... but Privacy.com does this. They're really cool.

Re: Cards that offer Virtual Account Numbers

FloydWonder — Thu, 21 Jun 2018 00:40:23 GMT

I can confirm that Capital One offers this service, as well.