topic Re: Amazon Prime Store Card? in Credit Cards

Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 04:37:53 GMT

Ok so i'm thinking about apping for a Amazon Prime Store Card. I have recently opened two cap1 accounts and have around 10 or so INQ including auto rate shopping ones.

I'm wondering before I do a HP on my account how strict SYNC bank is. I also have 1 unpaid collections of 3000 from 2012. Thanks in advance for all the advice. What CRA does sync pull from?

Re: Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 04:43:57 GMT

From your signature: Credit Karma is a FAKO. Not a true FICO score and not indicitave of what your result would be. I got a Amazon Store card with a 610 TU FICO score so it's not incredibly difficult. I don't know if they're leery of inquiries or not. If you do get it, expect a low-ish CL like I got ($800). But once your score hits the 660+ range you could try Credit Solutions or the chat to get a CLI.

Re: Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 04:47:29 GMT

Synchrony pulls from TransUnion. For many people the beginning credit line is quite low. Mine was 700.00. I am sure you will get input on your other questions.

Re: Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 05:07:41 GMT

When I got mine they pulled TU and that score was 630 and my UTL was at about 75%. SCL was $800. This was in May. I got a CLI to $6k a couple of months ago.

Re: Amazon Prime Store Card?

Shawndoe79 — Sun, 06 Dec 2015 04:59:22 GMT

got mine with a TU 625 and $600 SL

Re: Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 05:05:09 GMT

Okay. Think i'm going to go app right now. BTW I was denied the other day from US Bank Academy Card and when I reconed it they told me this UPDATE INCREASE via US Bank HP TruFico 11.29.15 TU 654 I'm guessing thats myFico score correct?

Re: Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 05:09:24 GMT

I would recommend applying as part of a purchase.

Re: Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 05:17:26 GMT

@Anonymous wrote:
I would recommend applying as part of a purchase.

Why? I honestly don't think it makes an enough difference

Re: Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 05:23:18 GMT

APPROVED

Thanks for all the input! My CL is $800 but im in!

Re: Amazon Prime Store Card?

Alleycat2003 — Sun, 06 Dec 2015 05:35:03 GMT

Congrats!!!!

@Anonymous wrote:
APPROVED
Thanks for all the input! My CL is $800 but im in!

Congrats!!!!

Re: Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 05:45:59 GMT

@Anonymous wrote:
APPROVED
Thanks for all the input! My CL is $800 but im in!

Congrats!!! Use it as much as you can and in a few months ask for a CLI via the chat function. I told them that I wanted to increase my CL because I was planning to buy a bunch of furniture. In less than 6 months I went from $800 to $6,000.

Re: Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 05:50:11 GMT

@Anonymous wrote:
@Anonymous wrote:
I would recommend applying as part of a purchase.
Why? I honestly don't think it makes an enough difference

I think it does make a difference. I got the Amazon Visa when my scores were in the mid to high 500's, with a bunch of derogs showing. I believe the system is a little more forgiving when you're actually buying something. Maybe that's just my perception, though.

Re: Amazon Prime Store Card?

Anonymous — Sun, 06 Dec 2015 14:42:13 GMT

Thanks everyone for input!

Re: Amazon Prime Store Card?

Shawndoe79 — Sun, 06 Dec 2015 14:57:33 GMT

Congrats