topic Re: Cap1 Pre Qual Offer Question in Credit Cards

Cap1 Pre Qual Offer Question

Anonymous — Wed, 09 Dec 2015 03:38:00 GMT

There are so many Cap1 questions, sorry but I have another one.

I had a pre qual offer for Venture, Ven-one & QS\V. It popped up about a week ago after my scores updated. Then yesterday-poof- it's gone.

Yes, it was the 'congrats we have an offer ' & gave the int rates, etc.

Is that normal? I thought the offer would stay up longer.

My scores are still coming back from the summer after opening several accts.

Approx. 690 across the board, utilz is @ zero., no new negs., zero derogs, exc. pymt. history

I had the same pre qual offer a few months back & was approved for QS Visa but declined for V; apped back to back.

My AAoA dropped to 5 months. Would I be declined anyway because of that? Cap1 has my oldest acct as being 13 yrs on their credit tracker.

Now the pre qual offer is for the Platinum & QS\MC which I already have.

Re: Cap1 Pre Qual Offer Question

Anonymous — Wed, 09 Dec 2015 07:51:29 GMT

Cap One pre quals are very good BUT they aren't the end all. They approve people without them regularly.

Your profile change probably is why it's not showing up, but it'll probably come back in another few months.

Re: Cap1 Pre Qual Offer Question

Loquat — Wed, 09 Dec 2015 12:20:05 GMT

@Anonymous wrote:
Cap One pre quals are very good BUT they aren't the end all. They approve people without them regularly.

Your profile change probably is why it's not showing up, but it'll probably come back in another few months.

This is very true as I never got anything to show when I tried the PreQual...but I app'd for both of my VentureOne cards back to back with an approval on both...$10K on one and $7.5k on the second.