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    <title>topic Penfed AR in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-AR/m-p/4370121#M1252469</link>
    <description>&lt;P&gt;How often does Penfed AR, and for what reasons?&lt;/P&gt;</description>
    <pubDate>Sat, 12 Dec 2015 14:37:44 GMT</pubDate>
    <dc:creator>bldmt</dc:creator>
    <dc:date>2015-12-12T14:37:44Z</dc:date>
    <item>
      <title>Penfed AR</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-AR/m-p/4370121#M1252469</link>
      <description>&lt;P&gt;How often does Penfed AR, and for what reasons?&lt;/P&gt;</description>
      <pubDate>Sat, 12 Dec 2015 14:37:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-AR/m-p/4370121#M1252469</guid>
      <dc:creator>bldmt</dc:creator>
      <dc:date>2015-12-12T14:37:44Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed AR</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-AR/m-p/4371647#M1252707</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/890679"&gt;@bldmt&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;How often does Penfed AR, and for what reasons?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They do a soft pull every three month it is a FICO NextGen2 score there is a link on your account page to access it.&amp;nbsp; I would imagine that any drastic change in one's score would&amp;nbsp; be noticed.&lt;/P&gt;</description>
      <pubDate>Sun, 13 Dec 2015 19:26:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-AR/m-p/4371647#M1252707</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-12-13T19:26:46Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed AR</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-AR/m-p/4371690#M1252722</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/890679"&gt;@bldmt&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;How often does Penfed AR, and for what reasons?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They do a soft pull every three month it is a FICO NextGen2 score there is a link on your account page to access it.&amp;nbsp; I would imagine that any drastic change in one's score would&amp;nbsp; be noticed.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks! I didn't know that!&lt;/P&gt;</description>
      <pubDate>Sun, 13 Dec 2015 20:15:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-AR/m-p/4371690#M1252722</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-12-13T20:15:05Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed AR</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-AR/m-p/4371803#M1252754</link>
      <description>&lt;P&gt;They just did one on the 1st.&lt;/P&gt;</description>
      <pubDate>Sun, 13 Dec 2015 22:49:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-AR/m-p/4371803#M1252754</guid>
      <dc:creator>BigBS</dc:creator>
      <dc:date>2015-12-13T22:49:51Z</dc:date>
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