topic Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE. in Credit Cards

SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

pizza1 — Sun, 20 Dec 2015 04:52:46 GMT

Do you find yourself frustrated that you have a Synch backed CC, and want your CL to move?? Too lazy too let your fingers do the walking, and "search" the forum for advice? Well, Dont fear!! CLI for DUMMIES is here!

1. CALL CREDIT SOLUTIONS (866) 519-6441/or (877) 379-8173 (preferred method), OR USE THE "CHAT" FEATURE ON YOUR ONLINE ACCT

2. ASK HIGH! THEY COUNTER BACK, AND ITS ALWAYS A SP (except for Care Credit-HP)

3. A GUIDE FOR ASKING: GAS CARDS - $5K

STORE CARDS (GAP, ON, JCP, AMZ, etc.) - $10k

WALMART/SAMS - $10-$20K

LOWES - $25K-$35k

CARE CREDIT - $25K

4. REALIZE THAT EACH PERSONS OVERALL CREDIT PROFILE IS DIFFERENT, AND WHAT ONE PERSON GETS FOR A CLI, YOU MAY NOT.

5. IF DECLINED, NO BIG DEAL...CALL BACK IN A FEW MONTHS OR SO, OR IMPROVE YOUR PROFILE.... THEN REPEAT STEP 1.

YOU'RE WELCOME!

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Anonymous — Sat, 19 Dec 2015 03:47:01 GMT

Hey who you calling a dummy? I'm stupid but no dummy

Good info Pizza

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

pizza1 — Sat, 19 Dec 2015 03:50:04 GMT

@Anonymous wrote:
Hey who you calling a dummy? I'm stupid but no dummy

Good info Pizza

LOL.. Just getting tired of typing the same response over and over and over and over again.. LOL..I thought a comprehensive guide would help people, and me!

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Anonymous — Sat, 19 Dec 2015 04:14:13 GMT

LOL, fantastic info pizza, thank you for posting. It might also help to post in here somewhere not to expect the 20k if someone has a 620 FICO!

It's always sad when someone reads a post about another person getting a CLI up to 20k with Sam's or Walmart, and doesn't understand why they can't get their card that high, too. They don't realize that person had a 760 vs. a 620! I've seen a few of those posts lately. Good to note so people can temper their expectations.

Asking high is always best though, agreed! Credit Solutions rocks.

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

pizza1 — Sat, 19 Dec 2015 04:20:18 GMT

@Anonymous wrote:
LOL, fantastic info pizza, thank you for posting. It might also help to post in here somewhere not to expect the 20k if someone has a 620 FICO!

It's always sad when someone reads a post about another person getting a CLI up to 20k with Sam's or Walmart, and doesn't understand why they can't get their card that high, too. They don't realize that person had a 760 vs. a 620! I've seen a few of those posts lately. Good to note so people can temper their expectations.

Asking high is always best though, agreed! Credit Solutions rocks.

Yes, youre absolutely right!!! + 1... (duley noted, and added)

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

willwar14 — Sat, 19 Dec 2015 04:30:27 GMT

Lmao pizza, this is awesome!! Kudos to you!

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

-Cal- — Sat, 19 Dec 2015 04:51:12 GMT

good info, I always advise people on this strategy.

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

tntexans72 — Sat, 19 Dec 2015 04:55:24 GMT

Thank you!

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Anonymous — Sat, 19 Dec 2015 05:09:33 GMT

Thank you Pizza! Someone needed to post this and that someone should have been you, as one of our most outspoken advocates of credit increases. Now let's get it stickied and we're good!

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Anonymous — Sat, 19 Dec 2015 05:33:44 GMT

I will say this too, always YMMV, but I have had luck getting a family members lowes card a CLI, after I got 2 denials, I asked for a senior analyst. This was for an account that sat at 5-7k for YEARS. No major changes in credit profile either. Increase to 14k. Each time always requested 25k.

I also thought that the phone number was different for each one. Can u do multiple cards on one call lol.

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

msbia — Sat, 19 Dec 2015 10:47:40 GMT

Good job with this and good information. You may want to add something about the Chat feature and Luv button too. I got my Lowe's card to $17k via chat, not Credit Solutions....same with my Amazon and Sam's store cards. My Sync V/MC were all increased via calling.

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Anonymous — Sat, 19 Dec 2015 11:56:58 GMT

Good info, but don't discount the luv button. Last week my sam's went from 5k to 10k with a few clicks. My util at the time I think was 20% or so.

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Anonymous — Sat, 19 Dec 2015 13:34:40 GMT

Pizza, can I ask you out for dinner? We'll be going to pizza place

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Anonymous — Sat, 19 Dec 2015 13:51:41 GMT

Good info and thanks for the laugh: I needed that.

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Anonymous — Sat, 19 Dec 2015 14:50:15 GMT

Love this! Thanks, pizza!!!

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

pizza1 — Sat, 19 Dec 2015 16:20:38 GMT

@Anonymous wrote:
Pizza, can I ask you out for dinner? We'll be going to pizza place

LOL..Sure you can!!

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

pizza1 — Sat, 19 Dec 2015 16:22:30 GMT

@msbia wrote:
Good job with this and good information. You may want to add something about the Chat feature and Luv button too. I got my Lowe's card to $17k via chat, not Credit Solutions....same with my Amazon and Sam's store cards. My Sync V/MC were all increased via calling.

Duley noted, and thank you!!

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Bmac66 — Sat, 19 Dec 2015 16:40:23 GMT

I've also heard about waiting until the 4th statement is cut. Not true for Amazon and Lowe's. Got huge CLI's through chat at the 3 month mark. However they will not budge on my Sam's. I'm stuck at $5k and this is the card that gets the most action with 5% back on gas and 3% back on restaurants. Next month will be 4 months and I hope I get some luv then!

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Chilli — Sat, 19 Dec 2015 17:00:23 GMT

Pizza, this is good info I could use if only you could tell me how to get off their blacklist?

Everything I app for is an instant declined...don't even spin a full circle before they tell me to get lost.

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

pizza1 — Sat, 19 Dec 2015 17:36:52 GMT

@Chilli wrote:
Pizza, this is good info I could use if only you could tell me how to get off their blacklist?

Everything I app for is an instant declined...don't even spin a full circle before they tell me to get lost.

UGH!! Chilli, we need to change this pronto, LOL..

Remind me again on your burn with them, and how long ago? Which store cards have you applied for ?