topic Re: QS 1 PC to QS in Credit Cards

QS 1 PC to QS

Anonymous — Mon, 28 Dec 2015 02:18:41 GMT

I have a Cap 1 QS 1 about to cut third statement. When is it possible for me to PC this card to a regular QS? How long do I have to wait ? Any advice appreciated.

Re: QS 1 PC to QS

creditguy — Mon, 28 Dec 2015 02:26:15 GMT

You can ask for a PC anytime but generally I have seen people having to wait at least six months, but of course that's not true for all. You may get nowhere requesting it through traditional channels and may have to go through the EO. What goal do you have in mind by doing a PC?

Re: QS 1 PC to QS

Anonymous — Mon, 28 Dec 2015 03:10:02 GMT

Basically to remove AF. I tried to have it waived but was denied.

@creditguy wrote:
You can ask for a PC anytime but generally I have seen people having to wait at least six months, but of course that's not true for all. You may get nowhere requesting it through traditional channels and may have to go through the EO. What goal do you have in mind by doing a PC?

Re: QS 1 PC to QS

creditguy — Mon, 28 Dec 2015 03:38:57 GMT

If you can't PC you can always apply for the regular Quicksilver and roll the old the quicksilver ones CL into the new one.

Re: QS 1 PC to QS

Nova5041 — Mon, 28 Dec 2015 04:26:39 GMT

Yeah, it might be easier to just apply for the QS, but I would wait 6 months though, so I can get a better cl and apr!

Re: QS 1 PC to QS

Anonymous — Mon, 28 Dec 2015 04:50:10 GMT

@creditguy wrote:
If you can't PC you can always apply for the regular Quicksilver and roll the old the quicksilver ones CL into the new one.

I already have one QS MC (PC from Platinum card) I could combine the QS1 with that. Please advise. When should I combine?

Re: QS 1 PC to QS

Anonymous — Mon, 28 Dec 2015 04:53:29 GMT

@Nova5041 wrote:
Yeah, it might be easier to just apply for the QS, but I would wait 6 months though, so I can get a better cl and apr!

Right, finish credit steps CLI . App. for QS or combine QS1 with QS MC. Thanks!

Re: QS 1 PC to QS

creditguy — Mon, 28 Dec 2015 04:57:57 GMT

you could combine at anytime I don't think there is a set time frame.

Re: QS 1 PC to QS

Anonymous — Mon, 28 Dec 2015 05:07:52 GMT

@creditguy wrote:
you could combine at anytime I don't think there is a set time frame.

Thanks for the advice!

Re: QS 1 PC to QS

Anonymous — Mon, 28 Dec 2015 05:13:26 GMT

@Anonymous wrote:
I have a Cap 1 QS 1 about to cut third statement. When is it possible for me to PC this card to a regular QS? How long do I have to wait ? Any advice appreciated.

My 10th statement just cut andd they're being difficult about doing a PC. I have only tried over chat so far. They keep telling me that I have no offers avaliable. I have a Venture thats 2 months old but won't convert the QS1. Frustrating.

Re: QS 1 PC to QS

Anonymous — Mon, 28 Dec 2015 05:29:59 GMT

@Anonymous wrote:
@Anonymous wrote:
I have a Cap 1 QS 1 about to cut third statement. When is it possible for me to PC this card to a regular QS? How long do I have to wait ? Any advice appreciated.
My 10th statement just cut andd they're being difficult about doing a PC. I have only tried over chat so far. They keep telling me that I have no offers avaliable. I have a Venture thats 2 months old but won't convert the QS1. Frustrating.

Exactly, I think the best option is milking the QS 1 CLI for 11 months and then combining it with a no AF card.

Re: QS 1 PC to QS

Nova5041 — Mon, 28 Dec 2015 05:30:05 GMT

Yeah with capital one, it seems to be easier to just apply for the card you want, and then combine the limits on to the new card. I mean it can be done, you just have to go the EO route, if you want to avoid the 3 hard pulls.

Re: QS 1 PC to QS

Anonymous — Mon, 28 Dec 2015 05:33:48 GMT

Cap One requires that both cards be at least 6 months old before they can be combined. Just takes time.