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    <title>topic The Torrent of Mailers Has Begun. Oh the Tempetation! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396375#M1261285</link>
    <description>&lt;P&gt;I have always been opted out from mailer, but since joining MF I have opted back in just recently in hope for juicy targeted offers. Of course I fully expected that most of them will not be so.. well.. juicy. And the first mailers have come over the holidays!!! Oh the tempatation to apply is so irresistible. $99 AF ($75 first year) for 1% unlimited cash back at 23.9% APR. It's like unheard of APR right there! (btw, the other mailer is Citi DC, which I already have).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/18332i4711F3D45A66CA7E/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="2016-01-03 22.47.40.jpg" title="2016-01-03 22.47.40.jpg" /&gt;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/18333i8AB5E6019C26A7F8/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="2016-01-03 22.48.12.jpg" title="2016-01-03 22.48.12.jpg" /&gt;&lt;/P&gt;</description>
    <pubDate>Mon, 04 Jan 2016 03:57:12 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-01-04T03:57:12Z</dc:date>
    <item>
      <title>The Torrent of Mailers Has Begun. Oh the Tempetation!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396375#M1261285</link>
      <description>&lt;P&gt;I have always been opted out from mailer, but since joining MF I have opted back in just recently in hope for juicy targeted offers. Of course I fully expected that most of them will not be so.. well.. juicy. And the first mailers have come over the holidays!!! Oh the tempatation to apply is so irresistible. $99 AF ($75 first year) for 1% unlimited cash back at 23.9% APR. It's like unheard of APR right there! (btw, the other mailer is Citi DC, which I already have).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/18332i4711F3D45A66CA7E/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="2016-01-03 22.47.40.jpg" title="2016-01-03 22.47.40.jpg" /&gt;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/18333i8AB5E6019C26A7F8/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="2016-01-03 22.48.12.jpg" title="2016-01-03 22.48.12.jpg" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 04 Jan 2016 03:57:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396375#M1261285</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-04T03:57:12Z</dc:date>
    </item>
    <item>
      <title>Re: The Torrent of Mailers Has Begun. Oh the Tempetation!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396421#M1261310</link>
      <description>I get these once a week now. It's obnoxious to say the least. It's like every time I open my mailbox, there's BT checks from barclays, and a CreditOne offer.</description>
      <pubDate>Mon, 04 Jan 2016 04:29:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396421#M1261310</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2016-01-04T04:29:11Z</dc:date>
    </item>
    <item>
      <title>Re: The Torrent of Mailers Has Begun. Oh the Tempetation!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396560#M1261366</link>
      <description>I added my cousin as an AU on my cap1 after that he got the same credit one up to $1500 offer dont waster your time with those clowns, but extremely happy for you</description>
      <pubDate>Mon, 04 Jan 2016 08:55:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396560#M1261366</guid>
      <dc:creator>smoop88</dc:creator>
      <dc:date>2016-01-04T08:55:58Z</dc:date>
    </item>
    <item>
      <title>Re: The Torrent of Mailers Has Begun. Oh the Tempetation!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396572#M1261370</link>
      <description>&lt;P&gt;Lately they have been putting&amp;nbsp;Credit One in a plain white envelope from something that resembles "card services" &amp;nbsp;lol.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I didn't get any&amp;nbsp;mailers for years until I found MF. Lately I have been getting some great ones. Discover, BOA, Citi, etc. &amp;nbsp; We must be doing something right. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;GF still only gets Credit One and Verve every week.&lt;/P&gt;</description>
      <pubDate>Mon, 04 Jan 2016 10:03:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396572#M1261370</guid>
      <dc:creator>elim</dc:creator>
      <dc:date>2016-01-04T10:03:24Z</dc:date>
    </item>
    <item>
      <title>Re: The Torrent of Mailers Has Begun. Oh the Tempetation!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396579#M1261372</link>
      <description>Great i only get crazy ones like catalogs and stuff from unonown places</description>
      <pubDate>Mon, 04 Jan 2016 10:32:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396579#M1261372</guid>
      <dc:creator>smoop88</dc:creator>
      <dc:date>2016-01-04T10:32:01Z</dc:date>
    </item>
    <item>
      <title>Re: The Torrent of Mailers Has Begun. Oh the Tempetation!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396603#M1261384</link>
      <description>Either we're doing something right of myfico sells our information xD</description>
      <pubDate>Mon, 04 Jan 2016 12:35:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/The-Torrent-of-Mailers-Has-Begun-Oh-the-Tempetation/m-p/4396603#M1261384</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2016-01-04T12:35:48Z</dc:date>
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