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    <title>topic Re: JCP Rewards Updates Coming in April in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402134#M1263282</link>
    <description>&lt;P&gt;Looks better, I agree. Do not shop there, but 5% and accumulate is nice. Do they only have store card?&lt;/P&gt;</description>
    <pubDate>Fri, 08 Jan 2016 00:33:22 GMT</pubDate>
    <dc:creator>Imperfectfuture</dc:creator>
    <dc:date>2016-01-08T00:33:22Z</dc:date>
    <item>
      <title>JCP Rewards Updates Coming in April</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402107#M1263272</link>
      <description>&lt;P&gt;Just read through my latest JCP statement and saw this: &amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/18408i3588F3843717CCA3/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="JCP Rewards.jpg" title="JCP Rewards.jpg" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So the points remain the same (1 point per $1), but now it'll take 200 points to get a $10 reward instead of 100. &amp;nbsp; However, points will start to roll over, whereas it used to be an all-or-nothing thing. &amp;nbsp; Personally, I'm perfectly happy with this trade-off, since I'm more likely to spend less than $100 at JCP in a given month. &amp;nbsp;What do you think?&lt;/P&gt;</description>
      <pubDate>Thu, 07 Jan 2016 23:56:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402107#M1263272</guid>
      <dc:creator>SunriseEarth</dc:creator>
      <dc:date>2016-01-07T23:56:50Z</dc:date>
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      <title>Re: JCP Rewards Updates Coming in April</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402110#M1263274</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/735825"&gt;@SunriseEarth&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Just read through my latest JCP statement and saw this: &amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/18408i3588F3843717CCA3/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="JCP Rewards.jpg" title="JCP Rewards.jpg" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So the points remain the same (1 point per $1), but now it'll take 200 points to get a $10 reward instead of 100. &amp;nbsp; However, points will start to roll over, whereas it used to be an all-or-nothing thing. &amp;nbsp; Personally, I'm perfectly happy with this trade-off, since I'm more likely to spend less than $100 at JCP in a given month. &amp;nbsp;What do you think?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I agree with you. The trade off is well worth it!&lt;/P&gt;</description>
      <pubDate>Thu, 07 Jan 2016 23:58:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402110#M1263274</guid>
      <dc:creator>woodyman100</dc:creator>
      <dc:date>2016-01-07T23:58:25Z</dc:date>
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      <title>Re: JCP Rewards Updates Coming in April</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402134#M1263282</link>
      <description>&lt;P&gt;Looks better, I agree. Do not shop there, but 5% and accumulate is nice. Do they only have store card?&lt;/P&gt;</description>
      <pubDate>Fri, 08 Jan 2016 00:33:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402134#M1263282</guid>
      <dc:creator>Imperfectfuture</dc:creator>
      <dc:date>2016-01-08T00:33:22Z</dc:date>
    </item>
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      <title>Re: JCP Rewards Updates Coming in April</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402162#M1263292</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/717119"&gt;@Imperfectfuture&lt;/a&gt; wrote:&lt;BR /&gt;Looks better, I agree. Do not shoot there, but 5% and accumulate is nice. Do they only have store card?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;There's a JCP MC version but it's by invite only - cannot be applied for directly. &amp;nbsp;TBH, I haven't seen any MC upgrades in a very long time. &amp;nbsp;Select few have the JCP MC though.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 08 Jan 2016 00:25:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402162#M1263292</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2016-01-08T00:25:46Z</dc:date>
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      <title>Re: JCP Rewards Updates Coming in April</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402200#M1263311</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/717119"&gt;@Imperfectfuture&lt;/a&gt; wrote:&lt;BR /&gt;Looks better, I agree. Do not shoot there, but 5% and accumulate is nice. Do they only have store card?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;There's a JCP MC version but it's by invite only - cannot be applied for directly. &amp;nbsp;TBH, I haven't seen any MC upgrades in a very long time. &amp;nbsp;Select few have the JCP MC though.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;After CVS announced they would quit accepting the JCP card for payment, there was an influx of JCP MC upgrade offers. &amp;nbsp; I haven't seen any posted since that time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 08 Jan 2016 00:55:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402200#M1263311</guid>
      <dc:creator>SunriseEarth</dc:creator>
      <dc:date>2016-01-08T00:55:58Z</dc:date>
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      <title>Re: JCP Rewards Updates Coming in April</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402248#M1263320</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/735825"&gt;@SunriseEarth&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/717119"&gt;@Imperfectfuture&lt;/a&gt; wrote:&lt;BR /&gt;Looks better, I agree. Do not shoot there, but 5% and accumulate is nice. Do they only have store card?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;There's a JCP MC version but it's by invite only - cannot be applied for directly. &amp;nbsp;TBH, I haven't seen any MC upgrades in a very long time. &amp;nbsp;Select few have the JCP MC though.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;After CVS announced they would quit accepting the JCP card for payment, there was an influx of JCP MC upgrade offers. &amp;nbsp; I haven't seen any posted since that time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Youre right SRE...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I havent seen anymore since then! I think I will like this rewards change &amp;nbsp;much better! I shop at the Sephora inside JCP, and &amp;nbsp;use my JCP card there, and if youre a Sephora rewards cards holder, JCP will send you monthly coupons for free samples. &amp;nbsp;Just be sure when you go to check out that you give them your Sephora rewards # first! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 08 Jan 2016 01:33:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402248#M1263320</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2016-01-08T01:33:29Z</dc:date>
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    <item>
      <title>Re: JCP Rewards Updates Coming in April</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402461#M1263410</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/717119"&gt;@Imperfectfuture&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Looks better, I agree. Do not shop there, but 5% and accumulate is nice. Do they only have store card?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;5% rewards is very attractive for a frequent shopper... Lowe's and Amazon store accounts are both 5% cash rewards as well, I wonder if any of the other Synchrony cards will be changing?&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I wish Belk would... the rewards from that account are rather sad (2.5%) - I actually earn more shopping there using my BCP.&amp;nbsp; &lt;img id="smileyfrustrated" class="emoticon emoticon-smileyfrustrated" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-frustrated.gif" alt="Smiley Frustrated" title="Smiley Frustrated" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Edit:&amp;nbsp; typo&lt;/P&gt;</description>
      <pubDate>Fri, 08 Jan 2016 03:21:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402461#M1263410</guid>
      <dc:creator>UncleB</dc:creator>
      <dc:date>2016-01-08T03:21:03Z</dc:date>
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      <title>Re: JCP Rewards Updates Coming in April</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402495#M1263429</link>
      <description>&lt;P&gt;I like the 5 percent, but I already get &amp;nbsp;that from using my Discover which also has the rewards attatched to it. I think I'm going to miss the 10 bucks every 100 points. While I don't really feel like I shop there often, I have been a platinum for at least three years and I feel like I get those 10 dollar rewards every other week. I treat them like cash so I don't usually let them expire. I get sheets, towels and undies there fairly regularly.&lt;/P&gt;</description>
      <pubDate>Fri, 08 Jan 2016 03:46:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402495#M1263429</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-08T03:46:40Z</dc:date>
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      <title>Re: JCP Rewards Updates Coming in April</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402507#M1263433</link>
      <description>Thanks for sharing the information SunriseEarth!</description>
      <pubDate>Fri, 08 Jan 2016 03:52:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402507#M1263433</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-08T03:52:56Z</dc:date>
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    <item>
      <title>Re: JCP Rewards Updates Coming in April</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402840#M1263527</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I like the 5 percent, but I already get &amp;nbsp;that from using my Discover which also has the rewards attatched to it. I think I'm going to miss the 10 bucks every 100 points. While I don't really feel like I shop there often, I have been a platinum for at least three years and I feel like I get those 10 dollar rewards every other week. I treat them like cash so I don't usually let them expire. I get sheets, towels and undies there fairly regularly.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I'd had too many months come in under 100 points to miss it. &amp;nbsp;&amp;nbsp;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 08 Jan 2016 13:29:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Rewards-Updates-Coming-in-April/m-p/4402840#M1263527</guid>
      <dc:creator>SunriseEarth</dc:creator>
      <dc:date>2016-01-08T13:29:12Z</dc:date>
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