topic Goodbye Sportsman's Guide Visa! in Credit Cards

Goodbye Sportsman's Guide Visa!

Mantis350 — Fri, 08 Jan 2016 21:59:43 GMT

I really do appreciate the SPG Visa for the soft pull and getting me back on track for my journey to great credit but after multiple denials for a CLI and a long stint in the SD, I finally closed the account today. It was newer than my AAoA so no ding there. Feels kind of good actually. My only question is that I also have an Express (clothing) store card that is also services by Comenity. It is older than my AAoA and I do not know what impact it will have on my score. Since it is a store card, will it actually look better to no longer have it in the mix? It has a $3240 limit. TIA for your replies!

Re: Goodbye Sportsman's Guide Visa!

Anonymous — Fri, 08 Jan 2016 22:11:06 GMT

No impact on AAoA even it it was older.

Re: Goodbye Sportsman's Guide Visa!

Mantis350 — Fri, 08 Jan 2016 22:44:52 GMT

Awesome thanks! I still have my lowes and home depot cards which are my only other two store cards but I alwas use those and PIF and dont see myself closing them...especially since the have generous limits. and give me the automatic 5% off merchandise.

Re: Goodbye Sportsman's Guide Visa!

Anonymous — Fri, 08 Jan 2016 23:42:43 GMT

As store cards go, those two are the cream of the crop.

Re: Goodbye Sportsman's Guide Visa!

Anonymous — Sat, 09 Jan 2016 01:31:23 GMT

Good for you on closing the dead weight, mantis!