topic Re: Merrick in Credit Cards

Merrick

Sbrooks1 — Sat, 09 Jan 2016 17:34:16 GMT

Has anyone had experience with Merrick bank visa

Re: Merrick

creditguy — Sat, 09 Jan 2016 18:29:00 GMT

What product of theirs are you looking at? Secured or regular visa?

Re: Merrick

Anonymous — Sat, 09 Jan 2016 19:08:41 GMT

I had one for a year. Started at $1250, doubled to $2500 at 7 months. No annual fee. Of the rebuilder cards, they're one of the best options.

Re: Merrick

Sbrooks1 — Sat, 09 Jan 2016 22:35:47 GMT

Regular . Got a pre approval and approved for only500 with an increase to 1000 in 7 months so not sure if worth it

Re: Merrick

ddemari — Sat, 09 Jan 2016 23:56:04 GMT

I used it for rebuilding back in 2012-2013 and close it. 750 limit auto increased to 1500. High apr, no rewards and poor customer service and annual fee. They have to invite you to apply. When I had it was nice that they gave you a free TU FICO 08 bank card score. In terms of unsecured rebuilder card, they are better than the first premiers and credit ones out there.

Re: Merrick

creditguy — Sun, 10 Jan 2016 00:32:22 GMT

If your rebuilding your credit it's not a bad card. I got it in my rebuilding phase and it doubled like they promised. It's doesn't offer anything as far as rewards and it's website is a little archaic but its a lot better than other rebuilding alternatives.

Re: Merrick

wantmoremoney — Mon, 11 Jan 2016 03:05:11 GMT

Have had them for a few months and they have been absolutely on point and are a great rebuild card!!!

Re: Merrick

Anonymous — Mon, 11 Jan 2016 06:38:44 GMT

Merrick was an excellent rebuild card, and I still have it (only one i kept from that period). They offered me a non-fee, 700 starting CL, which doubled in 6 months. Since then, they have provided CL increases multiple times a year.

Re: Merrick

Anonymous — Mon, 11 Jan 2016 15:42:19 GMT

I have merrick bank card right now, the only negative I see is that they don't tell you the due date until after first billing cycle, so make payments even though it doesnt say the due date and that any transactions take ages to show up on their webpage.

Other then those two things they aren't bad for rebuilding. Way better then credit one I have them too.