https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured-recently-unsecured-CLI-difficulty/m-p/4419435#M1269474 <P>I have had my BoA card since 03/14 with $500 limit. This was my first card. This past October (2015), they returned the deposit and unsecured the card. How difficult is it to get a CLI increase? I had tried twice before while the card weas secured, but was declined as I really didn't know what I was doing. That was a few months after receiving the caed. Once I have my balances paid down etc. I would like to try, but I want to know if they tend to be difficult or not.</P> Wed, 20 Jan 2016 00:52:04 GMT Anonymous 2016-01-20T00:52:04Z https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured-recently-unsecured-CLI-difficulty/m-p/4419435#M1269474 <P>I have had my BoA card since 03/14 with $500 limit. This was my first card. This past October (2015), they returned the deposit and unsecured the card. How difficult is it to get a CLI increase? I had tried twice before while the card weas secured, but was declined as I really didn't know what I was doing. That was a few months after receiving the caed. Once I have my balances paid down etc. I would like to try, but I want to know if they tend to be difficult or not.</P> Wed, 20 Jan 2016 00:52:04 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured-recently-unsecured-CLI-difficulty/m-p/4419435#M1269474 Anonymous 2016-01-20T00:52:04Z https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured-recently-unsecured-CLI-difficulty/m-p/4419531#M1269507 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>I have had my BoA card since 03/14 with $500 limit. This was my first card. This past October (2015), they returned the deposit and unsecured the card. How difficult is it to get a CLI increase? I had tried twice before while the card weas secured, but was declined as I really didn't know what I was doing. That was a few months after receiving the caed. Once I have my balances paid down etc. I would like to try, but I want to know if they tend to be difficult or not.</P><HR /></BLOCKQUOTE><P>Not that difficult at all IME.&nbsp; However, it really will boil down to your overall profile.&nbsp; If it supports it and all is kosher then you can get approved for a CLI.&nbsp; The CLI amount will depend on a number of things including income.&nbsp; You can request it online, via chat or phone.&nbsp; When you request it, aim high.&nbsp; It will be a HP.</P> Wed, 20 Jan 2016 01:47:57 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BoA-secured-recently-unsecured-CLI-difficulty/m-p/4419531#M1269507 FinStar 2016-01-20T01:47:57Z