topic Re: up 22 points? in Credit Cards

up 22 points?

Anonymous — Sun, 09 Nov 2008 22:11:35 GMT

I signed on today and see that my EQ score jumped up 22 point. Only thing I know is different is that I got a $1500 CLI on my Walmart Disc card. Can that make a person jump that high?

Re: up 22 points?

Anonymous — Sun, 09 Nov 2008 22:20:49 GMT

It certainly could if it really boosted your UTL %

Maybe something else happend that you didn't notice right off like an account anniversairy, a baddie falling off etc...

Either way congrats on the score increase and the CLI!

Re: up 22 points?

Anonymous — Sun, 09 Nov 2008 22:21:43 GMT

Topshelf wrote:
I signed on today and see that my EQ score jumped up 22 point. Only thing I know is different is that I got a $1500 CLI on my Walmart Disc card. Can that make a person jump that high?

It might, depending on your utilization before and after. What were they?

Re: up 22 points?

Anonymous — Sun, 09 Nov 2008 22:33:25 GMT

I have no baddies, last one removed was 9/6/08

I had 2 TU inquires, 1 EX and 1 EQ on 10/25 and 1/26 (1 each for a house loan from Navy) and the oter was a CLI on my Menards card

To date I have 9 TU, 3 EX and 1 EQ inquiries in the past 2 years.

Here are my scores for the year.

date: TU EX EQ

1/5 649

1/16 677

3/6 678

3/14 669 684

4/5 695 729 693

6/13 681

8/24 684

9/10 712 733 733

10/26 742

11/8 764

Re: up 22 points?

Anonymous — Sun, 09 Nov 2008 22:34:44 GMT

Nice job on the progress on the scores!

You didn't answer, though. What was your before and after utilization?

Re: up 22 points?

Anonymous — Sun, 09 Nov 2008 22:48:28 GMT

43.18% 12/25/08 47.45% 4-Jan 29.27% 2-Feb 28.36% 6-Feb 26.58% 8-Feb 14.61 25-Feb 13.89 2-Mar 12.43 3/10 13.67 3/29 12.33 4/10 9.25 4/25 11.16 5/18 16.84 6/11 12.8 7/13 13.04 8/13 7.48 1/8 14.12 9/9 13.87 10/4 12.57 10/11 6.29 10/24 4.65 10/31 9.5 11/8

Re: up 22 points?

Anonymous — Sun, 09 Nov 2008 22:57:25 GMT

You know, if it is that big if a jump, maybe I should ask for another CLI from my BOA card. Although they just gave me an automatic increase of $500 last month. Do you think it is too soon?

Re: up 22 points?

SherriLynn — Mon, 10 Nov 2008 03:17:24 GMT

@Anonymous wrote:
I signed on today and see that my EQ score jumped up 22 point. Only thing I know is different is that I got a $1500 CLI on my Walmart Disc card. Can that make a person jump that high?

Weird, my EQ also jumped up 22 points on Nov. 7

Re: up 22 points?

LeTired — Mon, 10 Nov 2008 14:35:17 GMT

my ex went up 25 and my eq went up 29! Strange, since my %util has gone way up this month.