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    <title>topic Re: Capital One question in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-question/m-p/4423511#M1270876</link>
    <description>You need to wait min 6 months and have 0 balance on the card you want to combine. Good luck</description>
    <pubDate>Fri, 22 Jan 2016 16:04:11 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-01-22T16:04:11Z</dc:date>
    <item>
      <title>Capital One question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-question/m-p/4422261#M1270354</link>
      <description>&lt;P&gt;&lt;FONT size="3"&gt;&lt;STRONG&gt;Hello,&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;&lt;STRONG&gt;So I've decided not to apply for any more credit "per my credit union" and work with what I have.&lt;/STRONG&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;STRONG&gt;The last two inquires where for the Khols and Overstock CLI in Aug and Nov...bummer I know.&lt;/STRONG&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;STRONG&gt;Well my question is, who can I speak to about combining my Capital One accounts.&lt;/STRONG&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;STRONG&gt;The regular CSR can't help me.&amp;nbsp; I've been an excellent customer, used card&amp;nbsp;regularly and &lt;/STRONG&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;STRONG&gt;have a zero balance reporting for over 3 months....The site keeps&amp;nbsp;declining me. No I do not&lt;/STRONG&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;FONT size="3"&gt;&lt;STRONG&gt;have any pending transactions, fees etc&lt;/STRONG&gt;&lt;/FONT&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Help&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Starting scores 1/2015 TU 568 EQ 600 EX 600&lt;BR /&gt;Current scores 1/2016 TU 662 EQ 669 EX 653&lt;BR /&gt;&lt;BR /&gt;Von Maur $800, Cap1 Plat $2,100, Cap1 Sony $2,500, Cap1 QS1 $1,750, Khols $700, First Savings $750, Overstock $2,200, Avenue $650&lt;BR /&gt;10% Util, Advant $2,100 loan, Credit Union Auto $15,000 3.9APR&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 21 Jan 2016 19:48:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-question/m-p/4422261#M1270354</guid>
      <dc:creator>yoyo</dc:creator>
      <dc:date>2016-01-21T19:48:12Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-question/m-p/4422264#M1270355</link>
      <description>&lt;P&gt;Easy pezzy make the call and good luck&lt;/P&gt;</description>
      <pubDate>Thu, 21 Jan 2016 19:49:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-question/m-p/4422264#M1270355</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2016-01-21T19:49:44Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-question/m-p/4422265#M1270356</link>
      <description>&lt;P&gt;You have read the help thrread right?&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;&lt;A href="http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Card-Consolidation/td-p/4113430" target="_blank"&gt;http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Card-Consolidation/td-p/4113430&lt;/A&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 21 Jan 2016 19:51:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-question/m-p/4422265#M1270356</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2016-01-21T19:51:13Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-question/m-p/4423511#M1270876</link>
      <description>You need to wait min 6 months and have 0 balance on the card you want to combine. Good luck</description>
      <pubDate>Fri, 22 Jan 2016 16:04:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-question/m-p/4423511#M1270876</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-22T16:04:11Z</dc:date>
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