topic Re: Amazon Prime Vs Amazon with card. in Credit Cards

Amazon Prime Vs Amazon with card.

Anonymous — Thu, 28 Jan 2016 20:08:42 GMT

Hey yall! I was just approved for the Amazon card yesterday, $1,800 limit. I currently am in a 30 day trial with Amazon Prime. I've never purchased Prime before and wouldn't really want to I don't think. Unless there's some significant benefits with now having the credit card. I know I get 5% back, but is that only if I have Prime? Also since they're sending me the Prime card because I'm signed up for the 30 day membership, if I don't keep the Prime, will they send me a different credit card too? Or will they wait till the end of the year or something? Thank you :-)

Re: Amazon Prime Vs Amazon with card.

jacetx — Thu, 28 Jan 2016 20:13:29 GMT

@Anonymous wrote:
Hey yall! I was just approved for the Amazon card yesterday, $1,800 limit. I currently am in a 30 day trial with Amazon Prime. I've never purchased Prime before and wouldn't really want to I don't think. Unless there's some significant benefits with now having the credit card. I know I get 5% back, but is that only if I have Prime? Also since they're sending me the Prime card because I'm signed up for the 30 day membership, if I don't keep the Prime, will they send me a different credit card too? Or will they wait till the end of the year or something? Thank you :-)

The 5% is only for Prime members. I'm sure they know when your Prime trial is over and report it to Synchrony so that they send you a new card. For me Prime is worth it because of the discounts in shipping alone.

Re: Amazon Prime Vs Amazon with card.

UncleB — Thu, 28 Jan 2016 20:37:15 GMT

@jace8602 wrote:
@Anonymous wrote:
Hey yall! I was just approved for the Amazon card yesterday, $1,800 limit. I currently am in a 30 day trial with Amazon Prime. I've never purchased Prime before and wouldn't really want to I don't think. Unless there's some significant benefits with now having the credit card. I know I get 5% back, but is that only if I have Prime? Also since they're sending me the Prime card because I'm signed up for the 30 day membership, if I don't keep the Prime, will they send me a different credit card too? Or will they wait till the end of the year or something? Thank you :-)
The 5% is only for Prime members. I'm sure they know when your Prime trial is over and report it to Synchrony so that they send you a new card. For me Prime is worth it because of the discounts in shipping alone.

It might not happen the exact day your trial expires, but I'm fairly sure as well that Synchrony won't continue to give you 5% off your Amazon purchases without an active Prime subscription.

I'm with Jace, though... I don't even have the Synchrony card (yet) and Amazon Prime is still worth it, at least to me. If you have minimal Amazon purchases I can see how it might not be necessary, though.

Re: Amazon Prime Vs Amazon with card.

mitchblue — Thu, 28 Jan 2016 21:58:02 GMT

Prime is freakin' awesome. Had it since almost the beginning and like above, the shipping savings alone it's worth it.

Re: Amazon Prime Vs Amazon with card.

SLO805 — Thu, 28 Jan 2016 22:00:44 GMT

@mitchblue wrote:
Prime is freakin' awesome. Had it since almost the beginning and like above, the shipping savings alone it's worth it.

I order so much stuff 2 day, or hour delivery for free...

Re: Amazon Prime Vs Amazon with card.

mitchblue — Thu, 28 Jan 2016 22:03:44 GMT

@SLO805 wrote:
@mitchblue wrote:
Prime is freakin' awesome. Had it since almost the beginning and like above, the shipping savings alone it's worth it.
+1

I order so much stuff 2 day, or hour delivery for free...

I don't have the hour delivery in my area since I'm more in the country but that would be freakin' awesome.

Re: Amazon Prime Vs Amazon with card.

Anonymous — Thu, 28 Jan 2016 22:04:35 GMT

Prime is worth it for shipping alone, I definitely agree. If you can use anything else they offer with Prime, it makes it that much more worth it (Prime Movies, Music, etc etc etc).

If you do any amount of shopping on Amazon at all, it's worth it. Particularly around the holidays if you're a holiday shopper --- I don't know how many times I've had Amazon send a gift to someone for me because I'm lazy, hahaha.

Re: Amazon Prime Vs Amazon with card.

mitchblue — Thu, 28 Jan 2016 22:09:05 GMT

And as an added note, imo, Amazon has the best customer service bar none. Need to return something, UPS comes right to your door. If the item cost little don't even have to return it and you get money back.

Re: Amazon Prime Vs Amazon with card.

UncleB — Thu, 28 Jan 2016 22:22:42 GMT

@Anonymous wrote:
Prime is worth it for shipping alone, I definitely agree. If you can use anything else they offer with Prime, it makes it that much more worth it (Prime Movies, Music, etc etc etc).

If you do any amount of shopping on Amazon at all, it's worth it. Particularly around the holidays if you're a holiday shopper --- I don't know how many times I've had Amazon send a gift to someone for me because I'm lazy, hahaha.

I've done this more than once... and it works like a charm! It's especially nice since most of my relatives live in areas that haven't started charging sales tax for Amazon orders (yet) and that saves me even a little more... LOL.

I'm not trying to be antagonistic, but I don't know why someone would apply for the Amazon store card if they didn't have (or were planning on) significant Amazon purchases. And it would follow that having significant purchases would justify having Prime.

If the purchase level is not enough to justify Prime, perhaps the Amazon Visa (Chase) with 3% off Amazon purchases (Prime not required) would be a better option. That's just my own opinion, though...

Re: Amazon Prime Vs Amazon with card.

Anonymous — Thu, 28 Jan 2016 22:44:25 GMT

+1k I love free 2 day shipping and 5% cash back

Re: Amazon Prime Vs Amazon with card.

Anonymous — Thu, 28 Jan 2016 22:49:46 GMT

And Chase hates me. No card with them lol

Re: Amazon Prime Vs Amazon with card.

Callandra — Fri, 29 Jan 2016 00:51:03 GMT

@Anonymous wrote:
Prime is worth it for shipping alone, I definitely agree. If you can use anything else they offer with Prime, it makes it that much more worth it (Prime Movies, Music, etc etc etc).

If you do any amount of shopping on Amazon at all, it's worth it. Particularly around the holidays if you're a holiday shopper --- I don't know how many times I've had Amazon send a gift to someone for me because I'm lazy, hahaha.

+1 Word. I only use Prime for the free shipping and it's totally worth it.

Re: Amazon Prime Vs Amazon with card.

Anonymous — Fri, 29 Jan 2016 04:44:40 GMT

If you have ever seen slickdeals and how they have a 4 page thread about toilet paper, you'll see amazon is usually number 2 behind Costco or sams. A case of northern plopped on my porch for less than target? Great.

Re: Amazon Prime Vs Amazon with card.

Anonymous — Fri, 29 Jan 2016 05:00:38 GMT

I just got the amazon card with prime and I adore it. I bought the fire stick for my tv and the movies tvs and games not to mention free books (avid kindle reader) are just amazing. I save so much money not having to really buy entertainment anymore.

Re: Amazon Prime Vs Amazon with card.

Mantis350 — Fri, 29 Jan 2016 15:14:20 GMT

I don't have the Amazon card because i have enough benefits from my other cards but I can tell you Prime membership paid for itself within a week. If you don't order from Amazon very often then don't worry about Prime but it is fairly ubiquitous in all areas of my personal life and business life. I can't even begin to tell you how many people I have turned on to Prime. The best thing since pants with pockets!

Re: Amazon Prime Vs Amazon with card.

takeshi74 — Fri, 29 Jan 2016 15:32:08 GMT

@Anonymous wrote:
I've never purchased Prime before and wouldn't really want to I don't think.

Despite comments above, worth is always highly subjective, regardless ot topic. It's up to you to review the benefits of Prime and to do the anaylsis on whether or not it is worthwhile to you. Like others in this thread, I find it beneficial but that doesn't mean that everyone does.

@Anonymous wrote:
I know I get 5% back, but is that only if I have Prime?

Make sure you're doing your due diligence before applying for any card. The site for the card is always a good place to start:

https://www.amazon.com/iss/credit/storecardmember

If you cease to be an Eligible Amazon Prime Member or your Amazon Prime Store Card account is not in good standing, you will not receive the 5% back benefit.

Refer to the info and the terms on that page.

@mitchblue wrote:
I don't have the hour delivery in my area since I'm more in the country but that would be freakin' awesome.

It can be handy sometimes but product selection is much more limited with Prime Now.

@Anonymous wrote:
And Chase hates me. No card with them lol

Creditors don't hate or love. Its all business and about risk assessment. You don't qualify.

Re: Amazon Prime Vs Amazon with card.

jacetx — Fri, 29 Jan 2016 17:31:23 GMT

@Anonymous wrote:
And Chase hates me. No card with them lol

Chase is not the issuer of the Amazon Prime card, Synchrony is. Chase issues the Visa one with 3% cashback on Amazon purchases.