topic Re: CLI Today?? in Credit Cards

CLI Today??

Anonymous — Thu, 28 Jan 2016 16:43:19 GMT

Today my Capital One Platinum and QS1 cut the 3rd statement!

I ran $800.00 through Platinum and $1,200.00 through QS1 over the last 3 months. Todays balances are .70 cents and $12.70.

I'm impatiently waiting for the January statement to show, so that I can request a CLI...

I haven't been this excited since last October when I was approved for these cards 3 months post BK!

Fingers Crossed

I hope I can post good news soon...

I checked my Equifax yesterday... up to 624. If I get a CLI and after Capital One reports to Bureaus, on time payments and <1% utilization

....Should be a good shot in the arm!

Re: CLI Today??

Anonymous — Thu, 28 Jan 2016 16:39:33 GMT

Good luck.

Re: CLI Today??

Anonymous — Thu, 28 Jan 2016 16:51:08 GMT

Looks like you've done everything right. Good job on your rebuild! Hope your CLI's are plentiful!

Re: CLI Today??

Anonymous — Thu, 28 Jan 2016 16:54:29 GMT

Good luck and let us know!

Re: CLI Today??

Anonymous — Thu, 28 Jan 2016 18:50:16 GMT

Best of luck!

Re: CLI Today??

OmarGB9 — Thu, 28 Jan 2016 20:26:42 GMT

Good luck

Re: CLI Today??

SLO805 — Thu, 28 Jan 2016 20:31:33 GMT

good luck man cmon big moneyyyyyyyy lol

Re: CLI Today??

Anonymous — Thu, 28 Jan 2016 20:33:40 GMT

Good luck to you!

Re: CLI Today??

Anonymous — Fri, 29 Jan 2016 01:24:44 GMT

Good Luck! Hoping for BIG MONEY for ya... no whammy!

mine just kicked in this morning. 500CLI.

This is my 2nd cap1 card... Plat 09/15-$500, 11/15-$1500(Clicked LUV), 12/15(PC to QS), TODAY-$2k

My first... QS1 - 08/15-$300(SL), 11/15-$800(Luv Button), 1/16-$1300(Steps)

I put tons through both monthly and PIF constantly. Feel like I feel that I got the shaft. lol

But at least I've got a decent few hundred cash back balance on each.

Re: CLI Today??

Anonymous — Fri, 29 Jan 2016 13:18:17 GMT

I guess it wasn't to be ...Maybe next month

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Re: CLI Today??

takeshi74 — Fri, 29 Jan 2016 13:39:24 GMT

Despite the popularity of the meme, don't rely solely on usage or number of statements. Your credit profile and income are always primary factors with any creditor.

Re: CLI Today??

Anonymous — Fri, 29 Jan 2016 13:54:23 GMT

Thanks, Takeshi74,

I agree with you, and knew there were no guarantees.

What my profile doesn't show is:

Negatives: Paid tax lien (Equifax & Experian) and 12 hard inquiry's in last 3 months.

Positives: Credit Union Auto loan $6000.00 with no lates and $60,000.00 income 5 years on job.

In my planning for another Luv Button attempt next month, I wonder if bumping up my usage will help with a larger increase?

Re: CLI Today??

Anonymous — Fri, 29 Jan 2016 16:55:44 GMT

@Anonymous wrote:
Thanks, Takeshi74,

I agree with you, and knew there were no guarantees.

What my profile doesn't show is:

Negatives: Paid tax lien (Equifax & Experian) and 12 hard inquiry's in last 3 months.

Positives: Credit Union Auto loan $6000.00 with no lates and $60,000.00 income 5 years on job.

In my planning for another Luv Button attempt next month, I wonder if bumping up my usage will help with a larger increase?

MrAmish Capital One can be unpredictable at times. I have gotten increases after three months when I have opened 10 recent accounts with many inquiries and I have been denied an increase when I have shown consistent usage and sizable payments. Keep trying and explore other options as well. While Cap One gave me my start when I was rebuilding, I have many cards now that meet certain needs, so they get more activity. I'm sure that the reason that my increases haven't been as consistent or sizable with Cap One as they have been in the past and it's all good! And your paid tax lien, move that to the positive side, lol!

Re: CLI Today??

Anonymous — Sun, 31 Jan 2016 17:01:54 GMT

Update!

Capital One response said "account to new" NO CLI

The good news...

I just got approved for and purchased a brand new Nissan Van ($23,000.00) Through Nissan Credit yesterday,

.............and this morning I got approved for a Barclays Rewards with $750 limit!

This takes away the sadness of no CLI with Capital One lol!

Should I call Barclays and ask for a CLI? If so, how much should I ask for?