topic Re: Citi Prestige in Credit Cards

Citi Prestige

timmis1127 — Mon, 18 Jan 2016 22:45:04 GMT

Hello all,

I just upgraded my Citi Thank You Premier card to a Citi Prestige card, mainly because of the Airport Conceige and the $250 airplane credit because I travel a lot for work. Does anyone have this card? If you do is it a metal card or regular plastic?

Re: Citi Prestige

H14 — Mon, 18 Jan 2016 22:54:09 GMT

It is plastic. But damned stylish. The one card I want badly.

Re: Citi Prestige

timmis1127 — Mon, 18 Jan 2016 22:55:42 GMT

That is disapointing. For such a high end card and high annual fee you would think they would atleast make it metal!

Re: Citi Prestige

DrZoidberg — Mon, 18 Jan 2016 22:59:30 GMT

I'm actually about to cancel my Prestige and keep the TY Premier. The TY Premier hass better earnings. I know Citi can get better redemption with AA but anyone who travels knows how terrible AA is, so that aspect isn't worth it.

Re: Citi Prestige

Anonymous — Mon, 18 Jan 2016 23:23:52 GMT

@timmis1127 wrote:
That is disapointing. For such a high end card and high annual fee you would think they would atleast make it metal!

Unless they cater to the segment who value features over form! Why should they spend the extra money if most of the target tier don't care....

Re: Citi Prestige

jsucool76 — Mon, 18 Jan 2016 23:57:45 GMT

@timmis1127 wrote:
Hello all,

I just upgraded my Citi Thank You Premier card to a Citi Prestige card, mainly because of the Airport Conceige and the $250 airplane credit because I travel a lot for work. Does anyone have this card? If you do is it a metal card or regular plastic?

By "Airport Concierge" do you mean airport lounges, or airport concierges. The airport concierge program is a paid program, it simply offers you access to it. It is also a WEMC benefit, not a citi benefit, so you can get it on a WEMC with a much lower fee than $450.

Re: Citi Prestige

Discover2016 — Tue, 19 Jan 2016 00:22:41 GMT

You can PC the Premier to Prestige at the one year mark?

Re: Citi Prestige

jsucool76 — Tue, 19 Jan 2016 00:55:37 GMT

i guess so. But you're missing out on $800 in signup bonus.

Re: Citi Prestige

bch238 — Tue, 19 Jan 2016 01:28:49 GMT

Plastic. Fortunately, in October they re-designed the card so that the chip and stripe are on the reverse side of the card, and your name is on the front (and also on the reverse). I asked for and received the newly re-designed card a week ago because I was tired of having to explain the weird design to every cashier I gave the card to. In May of last year they redesigned the card to make it a matte finish (also plastic) because the earlier glossy finish tended to flake off.

It is a fantastic card though. Unlike Amex Platinum, you don't need to pre-designate an airline for the reimbursement, and you get reimbursed for actual airfare. The Citi Prestige also has Admiral's Club access for you and your immediate family (with same day boarding pass) and it gives you a version of Priorty Pass that is superior to the version given by Amex Platinum. The 1.6 cent/point value when used on AA flights is really nice, too.

Re: Citi Prestige

CreditScholar — Tue, 19 Jan 2016 01:32:27 GMT

@Anonymous wrote:
@timmis1127 wrote:
That is disapointing. For such a high end card and high annual fee you would think they would atleast make it metal!
/facepalm

+1. Too many of the masses now expect metal cards...

Re: Citi Prestige

myjourney — Tue, 19 Jan 2016 01:36:27 GMT

The higher the cost per customer acquisition I.E (perks...metal cards etc)

The more the card ends up nerfed at some point

I'll take recycled plastic in that case

Re: Citi Prestige

Anonymous — Tue, 19 Jan 2016 02:24:33 GMT

It's plastic but I do get alot of compliments on it. More so than my CSP.

Re: Citi Prestige

red259 — Tue, 19 Jan 2016 03:07:19 GMT

I could care less what the card is made out of has long has it doesn't fall apart. Actually the original prestige design with the stripe on the front really annoyed me. I like the benefits on the prestige card, but I agree with the prior comment that pointed out the premier is better for earning.

Re: Citi Prestige

CreditScholar — Tue, 19 Jan 2016 03:09:22 GMT

@red259 wrote:
I could care less what the card is made out of has long has it doesn't fall apart. Actually the original prestige design with the stripe on the front really annoyed me. I like the benefits on the prestige card, but I agree with the prior comment that pointed out the premier is better for earning.

I wish they still offered 3x points on dining and entertainment like they used to, prior to the change in 2014.

Re: Citi Prestige

red259 — Tue, 19 Jan 2016 03:12:14 GMT

@CreditScholar wrote:
@red259 wrote:
I could care less what the card is made out of has long has it doesn't fall apart. Actually the original prestige design with the stripe on the front really annoyed me. I like the benefits on the prestige card, but I agree with the prior comment that pointed out the premier is better for earning.
I wish they still offered 3x points on dining and entertainment like they used to, prior to the change in 2014.

Re: Citi Prestige

ficobgtx — Tue, 19 Jan 2016 04:54:56 GMT

@red259 wrote:
I could care less what the card is made out of has long has it doesn't fall apart. Actually the original prestige design with the stripe on the front really annoyed me. I like the benefits on the prestige card, but I agree with the prior comment that pointed out the premier is better for earning.

I assume that you mean it has better earnings because of gas? I'll take my combo of Sallie Mae and Prestige. With SM, 5% cash back with no AF > 3x TYP with the Premier and its $95 AF. Or am I missing something?

Re: Citi Prestige

CreditScholar — Tue, 19 Jan 2016 05:00:48 GMT

@ficobgtx wrote:
@red259 wrote:
I could care less what the card is made out of has long has it doesn't fall apart. Actually the original prestige design with the stripe on the front really annoyed me. I like the benefits on the prestige card, but I agree with the prior comment that pointed out the premier is better for earning.
I assume that you mean it has better earnings because of gas? I'll take my combo of Sallie Mae and Prestige. With SM, 5% cash back with no AF > 3x TYP with the Premier and its $95 AF. Or am I missing something?

It depends on what your goals and spending patterns are like.

1. I personally value 3x TYP > 5% cash back. If you redeem for international premium cabin flights, its worth way more than 5%.

2. SM has a $250 limit per month for gas/groceries. I'll spend more than that in a week, muchless a month. If you have high spend in these categories, you'll blow through the cap quite easily.

Re: Citi Prestige

red259 — Tue, 19 Jan 2016 05:06:49 GMT

@CreditScholar wrote:
@ficobgtx wrote:
@red259 wrote:
I could care less what the card is made out of has long has it doesn't fall apart. Actually the original prestige design with the stripe on the front really annoyed me. I like the benefits on the prestige card, but I agree with the prior comment that pointed out the premier is better for earning.
I assume that you mean it has better earnings because of gas? I'll take my combo of Sallie Mae and Prestige. With SM, 5% cash back with no AF > 3x TYP with the Premier and its $95 AF. Or am I missing something?
It depends on what your goals and spending patterns are like.

1. I personally value 3x TYP > 5% cash back. If you redeem for international premium cabin flights, its worth way more than 5%.

2. SM has a $250 limit per month for gas/groceries. I'll spend more than that in a week, muchless a month. If you have high spend in these categories, you'll blow through the cap quite easily.

Agreed, but I was talking more about the premier having better bonus categories than the prestige. where I can get 3x for gas and travel vs the prestige that gives the 3x for airfare, travel agency and hotels. The former I tend to spend a lot more on. I wasn't comparing it to cards beyond that.

Re: Citi Prestige

CreditScholar — Tue, 19 Jan 2016 05:09:05 GMT

@red259 wrote:
@CreditScholar wrote:
@ficobgtx wrote:
@red259 wrote:
I could care less what the card is made out of has long has it doesn't fall apart. Actually the original prestige design with the stripe on the front really annoyed me. I like the benefits on the prestige card, but I agree with the prior comment that pointed out the premier is better for earning.
I assume that you mean it has better earnings because of gas? I'll take my combo of Sallie Mae and Prestige. With SM, 5% cash back with no AF > 3x TYP with the Premier and its $95 AF. Or am I missing something?
It depends on what your goals and spending patterns are like.

1. I personally value 3x TYP > 5% cash back. If you redeem for international premium cabin flights, its worth way more than 5%.

2. SM has a $250 limit per month for gas/groceries. I'll spend more than that in a week, muchless a month. If you have high spend in these categories, you'll blow through the cap quite easily.
Agreed, but I was talking more about the premier having better bonus categories than the prestige. where I can get 3x for gas and travel vs the prestige that gives the 3x for airfare, travel agency and hotels. The former I tend to spend a lot more on. I wasn't comparing it to cards beyond that.

I wish they would expand the prestige categories to match the premier, but it seems as if they want people to have both cards in order to collect 2 AFs.

Re: Citi Prestige

ficobgtx — Tue, 19 Jan 2016 05:14:29 GMT

@CreditScholar wrote:
@ficobgtx wrote:
@red259 wrote:
I could care less what the card is made out of has long has it doesn't fall apart. Actually the original prestige design with the stripe on the front really annoyed me. I like the benefits on the prestige card, but I agree with the prior comment that pointed out the premier is better for earning.
I assume that you mean it has better earnings because of gas? I'll take my combo of Sallie Mae and Prestige. With SM, 5% cash back with no AF > 3x TYP with the Premier and its $95 AF. Or am I missing something?
It depends on what your goals and spending patterns are like.

1. I personally value 3x TYP > 5% cash back. If you redeem for international premium cabin flights, its worth way more than 5%.

2. SM has a $250 limit per month for gas/groceries. I'll spend more than that in a week, muchless a month. If you have high spend in these categories, you'll blow through the cap quite easily.

I guess that's true.. I have traveled internationally in business the past two years on points, but the partners for TYPs don't ever seem to work for me. Maybe more valuable to others, but for this I prefer my UR combo.

I don't get close to spending $250/month in gas, so guess that is out for me as well. I was socked that 5% on SM works for Sam's gas thought... Just figured it wouldn't (and in my area, Sams and/or Costco gas is much cheaper).