topic Re: Balance Transfer Question in Credit Cards

Balance Transfer Question

Delta22 — Sun, 31 Jan 2016 14:24:04 GMT

Good Morning All,

I am looking to see if there is any credit card companies that offer a higher then "normal" balance transfer credit line. I have credit cards with Capital One (which is where my two cards are that I want to transfer), a card from Citi, Discover, and Chase.

Citi, Discover and Chase haven't had any issues, but all lower limits between $2,000-$3,000. Capital One cards are at $5,000 and $10,000.

I would like to transfer and find one of the offers of the 0%APR, but unsure where to look.....

Thoughts??

Re: Balance Transfer Question

JSS3 — Sun, 31 Jan 2016 16:18:11 GMT

Other than a credit union, BBVA NBA American Express gives high starting limits and can offer 0% APR with a 4% BT fee. I saw one poster say the BT for his card came with an 18% APR offer. A couple posters reported getting BT checks with the card. I was told my account had to be open 30 days. As always, YMMV.

Re: Balance Transfer Question

Anonymous — Sun, 31 Jan 2016 19:51:14 GMT

Citibank has two cards the Diamond Prefered and the Citi Simplicity both have 0% for twenty one months requires good credit.

Re: Balance Transfer Question

Anonymous — Sun, 31 Jan 2016 19:59:00 GMT

Slate has a great intro 0% for 18 mths. 0$ balance transfer fee for 60 days. They surprised me with a 5k SCL.

Scores in the high 600s across the boards. Good luck.