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    <title>topic Re: Getting the PRG itch.. in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436235#M1275012</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Yes!! I used to make fun of charge cards but now I need a card with good insurance on it and I do have 3 trips coming up in the next year.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Depending on amount spent on these 3 trips&amp;nbsp;&lt;/P&gt;&lt;P&gt;CSP. Prestige and or Premier maybe better options&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Prestige 4th night free ....Awesome&amp;nbsp;&lt;/P&gt;&lt;P&gt;CSP premium auto ins....Awsome&amp;nbsp;&lt;/P&gt;&lt;P&gt;Premier Broad travel ...tolls,gas.train,bus, cab...etc&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sun, 31 Jan 2016 22:29:24 GMT</pubDate>
    <dc:creator>myjourney</dc:creator>
    <dc:date>2016-01-31T22:29:24Z</dc:date>
    <item>
      <title>Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436207#M1274999</link>
      <description>Finally consolidating a few of our cards! And now since we have a few more trips planned I need to weed out some cards and look at long term cards. Definitely want the PRG. What are your favorite perks??</description>
      <pubDate>Sun, 31 Jan 2016 22:15:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436207#M1274999</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-31T22:15:55Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436221#M1275004</link>
      <description>&lt;P&gt;3x on flights&amp;nbsp;&lt;/P&gt;&lt;P&gt;$100 air credit&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 31 Jan 2016 22:22:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436221#M1275004</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2016-01-31T22:22:09Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436225#M1275008</link>
      <description>Yes!! I used to make fun of charge cards but now I need a card with good insurance on it and I do have 3 trips coming up in the next year.</description>
      <pubDate>Sun, 31 Jan 2016 22:24:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436225#M1275008</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-31T22:24:59Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436235#M1275012</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Yes!! I used to make fun of charge cards but now I need a card with good insurance on it and I do have 3 trips coming up in the next year.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Depending on amount spent on these 3 trips&amp;nbsp;&lt;/P&gt;&lt;P&gt;CSP. Prestige and or Premier maybe better options&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Prestige 4th night free ....Awesome&amp;nbsp;&lt;/P&gt;&lt;P&gt;CSP premium auto ins....Awsome&amp;nbsp;&lt;/P&gt;&lt;P&gt;Premier Broad travel ...tolls,gas.train,bus, cab...etc&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 31 Jan 2016 22:29:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436235#M1275012</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2016-01-31T22:29:24Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436239#M1275013</link>
      <description>CSP is a no-go...the prestige I have been looking at.</description>
      <pubDate>Sun, 31 Jan 2016 22:32:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436239#M1275013</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-31T22:32:30Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436248#M1275015</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;CSP is a no-go...the&lt;FONT color="#0000FF"&gt; prestige&lt;/FONT&gt; I have been looking at.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;3x on hotels and air maybe better suited then and if renting cars use another card&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 31 Jan 2016 22:39:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4436248#M1275015</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2016-01-31T22:39:37Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4437070#M1275343</link>
      <description>I'm usually a Marriott person unless I have award stays or I'm staying with family.</description>
      <pubDate>Mon, 01 Feb 2016 16:42:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4437070#M1275343</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-01T16:42:56Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4439598#M1276125</link>
      <description>&lt;P&gt;The Prestige comes with airport lounge access which can be used for you and up to two additional guests (worth $99-$399 depending on how much you travel).&lt;/P&gt;&lt;P&gt;The $250 airline credit is much better than the PRG's $100 '&lt;SPAN&gt;incidental fees' credit (which can only be used for things like baggage fees and not actual ticket expenses). I will be dropping my PRG before the AF kicks in for sure, the CSP and Prestige are much better cards, the only thing I liked better about the PRG was the looks of it.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;With both of these benefits it offsets the AF to much lower than the PRG in my particular situation. Plus the signup bonus is &lt;STRONG&gt;beastly&lt;/STRONG&gt;.&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2016 02:39:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4439598#M1276125</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-03T02:39:05Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4439615#M1276131</link>
      <description>&lt;P&gt;If you like Marriott how about the Ritz from Chase?&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2016 02:46:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4439615#M1276131</guid>
      <dc:creator>lg8302ch</dc:creator>
      <dc:date>2016-02-03T02:46:38Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4439868#M1276241</link>
      <description>&lt;P&gt;&lt;FONT face="terminal,monaco,monospace"&gt;Airline credit is nice.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="terminal,monaco,monospace"&gt;The premium roadside is good too. It's incleded with the PRG w/ 4 free uses in a year.&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2016 08:27:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4439868#M1276241</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-03T08:27:46Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4440025#M1276309</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Definitely want the PRG. What are your favorite perks??&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Don't just poll. &amp;nbsp;Do you due diligence and ensure the the PRG is a good fit. &amp;nbsp;Look beyond the earn rates and make sure you can leverage higher value point redemption options with MR.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;CSP is a no-go...the prestige I have been looking at.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Same applies for TY with the Prestige.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Carefully research the options you're considering. &amp;nbsp;Wanting to travel doesn't necessarily mean that these are a good fit.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;The $250 airline credit is much better than the PRG's $100 '&lt;SPAN&gt;incidental fees' credit (which can only be used for things like baggage fees and not actual ticket expenses).&lt;/SPAN&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Don't assume that. &amp;nbsp;If considering an AmEx with airline fee credit then take a look at the airline specific threads for the AmEx airline fee credit over on FlyerTalk.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;&lt;SPAN&gt;CSP and Prestige are much better cards&lt;/SPAN&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Better is always highly subjective, regardless of topic. &amp;nbsp;X may be better than Y for one but that is not the case for all. &amp;nbsp;Each needs to carefully assess the options to determine which is best suited to the individual. &amp;nbsp;The CSP is a best fit for me. &amp;nbsp;However, that doesn't mean that it's best for everyone.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;With both of these benefits it offsets the AF to much lower than the PRG in my particular situation.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sorry, missed the "my particular situation" until after I wrote all that.&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2016 14:57:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4440025#M1276309</guid>
      <dc:creator>takeshi74</dc:creator>
      <dc:date>2016-02-03T14:57:48Z</dc:date>
    </item>
    <item>
      <title>Re: Getting the PRG itch..</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4444069#M1277730</link>
      <description>Did I miss something?</description>
      <pubDate>Sat, 06 Feb 2016 05:23:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Getting-the-PRG-itch/m-p/4444069#M1277730</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-06T05:23:14Z</dc:date>
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