topic Re: Applied for Chase Marriot. Question... in Credit Cards

Applied for Chase Marriot. Question...

tr24 — Tue, 02 Feb 2016 00:08:36 GMT

Can I call immeditely and ask for a CLI or do I have to wait for the card to arrive?

I'd like to try now so that I can avoid mulitiple inquiries.

Re: Applied for Chase Marriot. Question...

jacetx — Tue, 02 Feb 2016 00:27:47 GMT

@tr24 wrote:
Can I call immeditely and ask for a CLI or do I have to wait for the card to arrive?

I'd like to try now so that I can avoid mulitiple inquiries.

With Chase it you ask for a CLI it will be a HP

Re: Applied for Chase Marriot. Question...

CreditScholar — Tue, 02 Feb 2016 00:36:01 GMT

Why would they give you a CLI immediately upon activation? Unless something has changed on your credit report in the past week or two, there is very little reason for Chase to give you anything different to what you were originally approved with.

Re: Applied for Chase Marriot. Question...

Chris679 — Tue, 02 Feb 2016 00:49:45 GMT

Because the initial CL may be generated by a computer and calling and talking to an actual person may yield a different result. No experience with doing this with Chase but it happens all the time.

Re: Applied for Chase Marriot. Question...

ojefferyo — Tue, 02 Feb 2016 01:06:44 GMT

@tr24 wrote:
Can I call immeditely and ask for a CLI or do I have to wait for the card to arrive?

I'd like to try now so that I can avoid mulitiple inquiries.

Personally I wouldn't waste an inquiry on it. What's your profile look like so that way we can at least give you a little better response.

Re: Applied for Chase Marriot. Question...

ddemari — Tue, 02 Feb 2016 03:15:39 GMT

That is a standard message chase gives. But if you call and ask them to raise it, they will do a pull. Instead if you really want a higher limit and you have some sort of relationship with Chase banking, I got into my branch a lot for business deposits and their branch is in my office building so I have a good repor, I asked a banker about this and he said let me call and ask them to "reconsider" the limit. He did and they did it, but it's a ymmv type of thing.