topic Re: What does 7-10 day on CLI request Comenity mean? in Credit Cards

What does 7-10 day on CLI request Comenity mean?

Anonymous — Wed, 03 Feb 2016 21:39:42 GMT

Hey everyone, I just requested a credit line increase on my HSN credit card and they said they need 7 to 10 days to review the application. I've never seen this on a CLI before. I was happy that it wasn't a no but still weird. What do you guys think have you gotten this before? What did you end up with? Thank You :-)

Re: What does 7-10 day on CLI request Comenity mean?

Schoolbuskid — Wed, 03 Feb 2016 22:10:17 GMT

denial more and likely, at least in my case

Re: What does 7-10 day on CLI request Comenity mean?

Anonymous — Wed, 03 Feb 2016 22:31:49 GMT

Thanks. Maybe they're spending 10 days thinking about closing my acct. Bwahaha. Comenity, Comenity lol. Never happened to me before when requesting a CLI. I guess we'll see. :-)

Re: What does 7-10 day on CLI request Comenity mean?

Anonymous — Wed, 03 Feb 2016 22:37:12 GMT

Happened to me last time I tried for a CLI on my J Crew. Later that week I had a hard pull on EX. Last time I ever requested a CLI on a comenity card. Hopefully it's just a decline. Bettter than a hard pull.

Re: What does 7-10 day on CLI request Comenity mean?

Loquat — Wed, 03 Feb 2016 23:32:34 GMT

Every time I've received that message from Comenity it has been a decline...thankfully no HP.

Re: What does 7-10 day on CLI request Comenity mean?

FinStar — Thu, 04 Feb 2016 01:04:36 GMT

It means likely a denial OP. If you incurred no HP as a result of the CLI request then that's a +

Re: What does 7-10 day on CLI request Comenity mean?

NoAnchoviesPlease — Thu, 04 Feb 2016 09:43:09 GMT

It's always been a denial for me, although one time I got the denial and a couple of weeks later a $2k unsolicited CLI.