topic Re: Combining Chase cobranded cards - possible? in Credit Cards

Combining Chase cobranded cards - possible?

Anonymous — Fri, 05 Feb 2016 20:58:55 GMT

I have three Chase cards currently - a Freedom (CL 2500), a Flexible Rewards (used to be a WaMu card, so it's old - CL 4000), and a Disney Rewards card (CL 6000).

I know people will think I'm nuts for wanting to get rid of the Freedom, but it's a card that I simply use for absolutely nothing. The FR card has no benefits that I know of. So what I want to do is to combine the three cards, with all of the CL going to the Disney card. I have a baby daughter that will undoubtedly want a Disney trip or three later in her life, so for me, keeping the Disney card would be advantageous.

Combining all three would give me a CL of 12,500, which is more than enough.

My question is, will Chase allow me to combine these cards onto a co-branded card like this? I'm aware that sometimes co-branded cards are a different breed, so to speak.

Thanks!

(Must update that siggy. I don't have some of these cards anymore.)

Re: Combining Chase cobranded cards - possible?

Anonymous — Fri, 05 Feb 2016 22:03:15 GMT

@Anonymous wrote:
I have three Chase cards currently - a Freedom (CL 2500), a Flexible Rewards (used to be a WaMu card, so it's old - CL 4000), and a Disney Rewards card (CL 6000).

I know people will think I'm nuts for wanting to get rid of the Freedom, but it's a card that I simply use for absolutely nothing. The FR card has no benefits that I know of. So what I want to do is to combine the three cards, with all of the CL going to the Disney card. I have a baby daughter that will undoubtedly want a Disney trip or three later in her life, so for me, keeping the Disney card would be advantageous.

Combining all three would give me a CL of 12,500, which is more than enough.

My question is, will Chase allow me to combine these cards onto a co-branded card like this? I'm aware that sometimes co-branded cards are a different breed, so to speak.

Thanks!

(Must update that siggy. I don't have some of these cards anymore.)

what perks does the wamu card have? i would leave $500 on the freedom just in case? you can send a secure message and they will reallocate the limits however u wish.

Re: Combining Chase cobranded cards - possible?

Anonymous — Sat, 06 Feb 2016 01:39:13 GMT

@Anonymous wrote:
what perks does the wamu card have? i would leave $500 on the freedom just in case? you can send a secure message and they will reallocate the limits however u wish.

It used to be a WaMu long ago and far away, but that was at least 8 years ago, maybe more. It's a Flexible Rewards card now, but there's no perks on it except some 1 dollar = 1 point scheme and it's for things I don't particularly want anyway.

I guess I could leave some money on the Freedom, but that's another card I really don't use - the rotating categories are a PITA in my case because I don't keep track of them. I'd be MUCH more likely to spend on the Disney card because of my daughter.

I'll shoot them a message and see what they say.

Re: Combining Chase cobranded cards - possible?

12njoy — Sat, 06 Feb 2016 02:42:16 GMT

@Anonymous wrote:
I have three Chase cards currently - a Freedom (CL 2500), a Flexible Rewards (used to be a WaMu card, so it's old - CL 4000), and a Disney Rewards card (CL 6000).

I know people will think I'm nuts for wanting to get rid of the Freedom, but it's a card that I simply use for absolutely nothing. The FR card has no benefits that I know of. So what I want to do is to combine the three cards, with all of the CL going to the Disney card. I have a baby daughter that will undoubtedly want a Disney trip or three later in her life, so for me, keeping the Disney card would be advantageous.

Combining all three would give me a CL of 12,500, which is more than enough.

My question is, will Chase allow me to combine these cards onto a co-branded card like this? I'm aware that sometimes co-branded cards are a different breed, so to speak.

Thanks!

(Must update that siggy. I don't have some of these cards anymore.)

Me personally, I would merge everything into the Freedom. I have a Disney Visa too and don't really know much about it. I thought it only offered something like a $100 discount or something crazy in comparison to the prices at Disney. I could be wrong about that, but my money would stay with the Freedom.

Re: Combining Chase cobranded cards - possible?

Anonymous — Sat, 06 Feb 2016 03:12:54 GMT

You should be able to move it to the Disney card. There are some perks with the card that can come in handy, but it is really only a 1% back card. It will force you to save for Disney.

Re: Combining Chase cobranded cards - possible?

Anonymous — Sat, 06 Feb 2016 03:46:44 GMT

Best of luck combining the cards, shoot a secure message to Chase and they should take care of you.

Now if you'll excuse me, I'm going to Disney World! [wonder if we hear that this weekend, football fans] Sorry just wanted to say that.

Re: Combining Chase cobranded cards - possible?

Anonymous — Sat, 06 Feb 2016 06:05:39 GMT

Good luck!