topic Re: GEMB Questions in Credit Cards

GEMB Questions

GST2008 — Wed, 12 Nov 2008 21:22:42 GMT

Is GEMB Bk friendly? I notice on a lot of the different applications online that it asks if you are Bk free. For some reason I thought that they may be bk friendly, but now am not sure. If they are BK friendly, what range of scores would be needed and who do they normally pull. Also, are the generous with their CLs. I am going to be in the market for a new card in about a month and have never used them so I'm looking for input (well maybe I had a Banana Republic card about 8 years ago).

Re: GEMB Questions

heirophant — Wed, 12 Nov 2008 21:28:20 GMT

With good internal history (as in good history on your Banana Republic card), you always have a shot at getting approved. I have heard that they are BK friendly after a few years release from it.

Re: GEMB Questions

GST2008 — Wed, 12 Nov 2008 22:07:46 GMT

Thank you. That sounds promising. The Bk was over five and a half years ago with no baddies since then and the Banana card wasn't included in the bk, it was paid in full before hand, so i have no bad history with them.

Re: GEMB Questions

Anonymous — Thu, 13 Nov 2008 01:57:01 GMT

My BK was 5.5 years old and my average FICO score was 680 when they gave me a $4500.00 line. I've had no baddies since BK and ut was very low.

Re: GEMB Questions

laz98 — Thu, 13 Nov 2008 07:41:44 GMT

i don't have a BK, but i got approved with my october 3 scores. they pulled equifax.

Re: GEMB Questions

dallasjetfan — Thu, 13 Nov 2008 08:06:59 GMT

I have 6 accounts with them and just recieved a $2000 CLI increase on my Care Credit account.

Re: GEMB Questions

GST2008 — Thu, 13 Nov 2008 14:27:17 GMT

Thank you for all the great information. I think I'm going to give it a try next month =) It would be awesome if they did pull EQ b/c that is my highest score right now and it should break 700 by december, plus aside from an Inquiry for a student loan seven months ago, there are no other inquiries on there.