topic Re: No cash back on BCE?? in Credit Cards

No cash back on BCE??

Anonymous — Sun, 07 Feb 2016 01:31:00 GMT

I am not getting any cash back or reward dollars on my BCE. I did online chat, and the rep said my account was new, and the rewards would show on my first statement. I just got that and still no cash back or rewards..
Rep said I didn't have to enroll or sign up, but I just read in a review that you do. I can't see anyplace to do that.
I put over 2000 dollars on this card. I like using it (mostly cuz it looks cool) but if there's no real cash back, I'm better off with my QS.
Help or advise??

Re: No cash back on BCE??

OmarGB9 — Sun, 07 Feb 2016 01:35:04 GMT

It's cash back in the form of a statement credit, if I'm not mistaken. And it has to be redeemed in increments of $25.

Re: No cash back on BCE??

JSS3 — Sun, 07 Feb 2016 01:41:46 GMT

This is my 1st month with BCE.

I met my 1,000 bonus spend within days of having the card. I paid back 700 right after it posted. 4 days after meeting spend, I received my 100 credit. 10 days later, my 1st statement closed.

I then took advantage of an Amex offer. $15 back @1800 flowers. Added it to my card, checked out. Next day I had a $15 credit. Meanwhile, the charge hadn't even posted yet. So in a month's time, I've been given 115.

Re: No cash back on BCE??

Anonymous — Sun, 07 Feb 2016 01:41:34 GMT

I have a Blue Cash Preferred, which is the Annual Fee version of the Everyday, so I assume it works the same way.

Opened it last September, and I recall thinking that it was taking forever for the rewards to show up. It wasn't immediately after the first statement. I think it was well into the second billing period, although I don't recall exactly when. Now, the rewards show up pretty much with the statement (my statement closed yesterday, and I noticed the rewards were there today -- I didn't look yesterday).

Re: No cash back on BCE??

nightglider — Sun, 07 Feb 2016 02:12:28 GMT

Reward dollars resulting from the standard categories do not require enrollment, but they are typically 2 statements behind. I'd wait one more billing cycle.

Cash back resulting from spend bonuses and Amex Offers are applied within about a week of meeting the requirements and are applied directly to the balance. Amex Offers *do* require enrollment.

Re: No cash back on BCE??

myjourney — Sun, 07 Feb 2016 02:17:12 GMT

All Amex cards be it cashback or points have a lag time of one month

EDit to add so what you earned last month you'll see on 2nd statement

Re: No cash back on BCE??

Anonymous — Sun, 07 Feb 2016 02:32:23 GMT

Ok thanks for the info. I guess I will have to be patient, which is NOT my strong suit!

Re: No cash back on BCE??

bch238 — Sun, 07 Feb 2016 12:55:34 GMT

Two statement lag, as others have said.

Re: No cash back on BCE??

vegastim13 — Sun, 07 Feb 2016 22:40:47 GMT

It feels like it takes FOREVER. I liked using my QS1 and having rewards build up constantly. I hate how every time I check my Amex rewards it's still the same it seems!

ITS MY MONEY AND I WANT IT NOW!

Re: No cash back on BCE??

Anonymous — Sun, 07 Feb 2016 23:58:46 GMT

The lag is a little annoying. I've recently SD'ed my EDP, but have found it makes more sense to not PC to ED until after I get the MRs from last months's above-average spending at the higher EDP rates.

Re: No cash back on BCE??

Anonymous — Mon, 08 Feb 2016 07:56:12 GMT

Yes AMEX is very slow when it comes to cash back. Or even MR points for that matter.

Re: No cash back on BCE??

SunriseEarth — Mon, 08 Feb 2016 20:18:31 GMT

@Anonymous wrote:
Yes AMEX is very slow when it comes to cash back. Or even MR points for that matter.

That lag time and lackluster rewards structures are what keep my BCE from getting used more often. Amex Offers are great, when you get them, but that seems to be the main perk these days.