topic Re: Cap One Secured AF in Credit Cards

Cap One Secured AF

Anonymous — Mon, 08 Feb 2016 04:23:19 GMT

So now that I have a few cards under my belt including my capital one secured mastercard that was opened 3 years ago I dont use it much at all except every 4-5 months to charge a pack of gum. So I noticed the charge of annual fee of 29.00 today. Is there anyway I can get that af waived by calling card services or am I stuck with it?

Re: Cap One Secured AF

Anomalous — Mon, 08 Feb 2016 05:18:17 GMT

You can certainly try. Some have had success at having their AF removed.

Re: Cap One Secured AF

lindsaydruart — Mon, 08 Feb 2016 05:39:37 GMT

PC the card and request the fee be waived. Why keep a secured card with your other cards so far past?

Re: Cap One Secured AF

Anonymous — Mon, 08 Feb 2016 07:53:04 GMT

You can PC the secured? Do they send your deposit(s) back when you do that?

Re: Cap One Secured AF

lindsaydruart — Mon, 08 Feb 2016 08:56:14 GMT

Secured....no, can't PC the secured but you really don't have a reason to keep it at this point. EO may be able to do something but you can definitely ask for the fee back.