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  <channel>
    <title>topic Re: Amex BCE APR Reduction-----&amp;gt; 6.74% in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447305#M1278819</link>
    <description>&lt;P&gt;Thats nice &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Tue, 09 Feb 2016 00:08:13 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-02-09T00:08:13Z</dc:date>
    <item>
      <title>Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446757#M1278646</link>
      <description>&lt;P&gt;Just got my APR reduced on my BCE to 6.74% .&amp;nbsp;they are my lowest apr I have . Even lower than my CU cards.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;wouldnt hurt to carry a balance with them for a few months. To show a token of my appreciation &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/19060iB3C9C0939E331E20/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="image.png" title="image.png" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 17:02:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446757#M1278646</guid>
      <dc:creator>ScoreOrBeScored</dc:creator>
      <dc:date>2016-02-08T17:02:35Z</dc:date>
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    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446760#M1278648</link>
      <description>&lt;P&gt;Congrats on the outstanding APR reduction accomplishment there!&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 17:07:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446760#M1278648</guid>
      <dc:creator>galahad15</dc:creator>
      <dc:date>2016-02-08T17:07:44Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446761#M1278649</link>
      <description>&lt;P&gt;Congratulations, score, that is fantastic news! My BCP is stil in the 0% period (card is new as of November), but I hope to be as fortunate with APR redux later on down the road with my card! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Very nice work. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 17:08:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446761#M1278649</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-08T17:08:30Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446767#M1278654</link>
      <description>&lt;P&gt;That's awesome! Congrats!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;How long have you had the card?&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 17:12:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446767#M1278654</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-08T17:12:07Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446768#M1278655</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Congratulations, score, that is fantastic news! My BCP is stil in the 0% period (card is new as of November), but I hope to be as fortunate with APR redux later on down the road with my card! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Very nice work. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;STRONG&gt;Thanks, CC is gonna be jealous !!!!!&lt;/STRONG&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 17:12:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446768#M1278655</guid>
      <dc:creator>ScoreOrBeScored</dc:creator>
      <dc:date>2016-02-08T17:12:29Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446790#M1278661</link>
      <description>&lt;P&gt;Wow, I didn't realize the APR on that card could go that low. Where did you start and have you been reducing it over time since then?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 17:35:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446790#M1278661</guid>
      <dc:creator>impactplayer</dc:creator>
      <dc:date>2016-02-08T17:35:32Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446797#M1278664</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/690749"&gt;@impactplayer&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Wow, I didn't realize the APR on that card could go that low. Where did you start and have you been reducing it over time since then?&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;STRONG&gt;My card started at 21.99% after my 0% promo was up. In 30 days I had got it down to 9%... &amp;nbsp;Its now is at 6.74% .&amp;nbsp;&lt;/STRONG&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 18:01:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4446797#M1278664</guid>
      <dc:creator>ScoreOrBeScored</dc:creator>
      <dc:date>2016-02-08T18:01:57Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447005#M1278723</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/775211"&gt;@ScoreOrBeScored&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/690749"&gt;@impactplayer&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Wow, I didn't realize the APR on that card could go that low. Where did you start and have you been reducing it over time since then?&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT color="#FF00FF"&gt;&lt;STRONG&gt;My card started at 21.99% after my 0% promo was up. In 30 days I had got it down to 9%... &amp;nbsp;Its now is at 6.74% .&amp;nbsp;&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;^Goals!&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 20:48:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447005#M1278723</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-08T20:48:08Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447010#M1278725</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/775211"&gt;@ScoreOrBeScored&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/690749"&gt;@impactplayer&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Wow, I didn't realize the APR on that card could go that low. Where did you start and have you been reducing it over time since then?&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;STRONG&gt;My card started at 21.99% after my 0% promo was up. In 30 days I had got it down to 9%... &amp;nbsp;Its now is at 6.74% .&amp;nbsp;&lt;/STRONG&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Very nice. Congrats!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am hoping I have the same luck when I ask next month. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 20:54:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447010#M1278725</guid>
      <dc:creator>Irisa</dc:creator>
      <dc:date>2016-02-08T20:54:35Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447031#M1278733</link>
      <description>&lt;P&gt;daaaaaaaaaaannnnnnnnnnnnnnnnnnnnnnng! &amp;nbsp;wooooooohoooo!! congrats!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;now has anyone since the dawn of time heard of american express doing any balance transfer offers post promo/intro periods?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;regardless this is exactly what I want!&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 21:04:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447031#M1278733</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-08T21:04:57Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447056#M1278748</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/175151"&gt;@Irisa&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/775211"&gt;@ScoreOrBeScored&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/690749"&gt;@impactplayer&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Wow, I didn't realize the APR on that card could go that low. Where did you start and have you been reducing it over time since then?&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;STRONG&gt;My card started at 21.99% after my 0% promo was up. In 30 days I had got it down to 9%... &amp;nbsp;Its now is at 6.74% .&amp;nbsp;&lt;/STRONG&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Very nice. Congrats!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am hoping I have the same luck when I ask next month. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Why wait ? Ask now AND next month&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 21:17:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447056#M1278748</guid>
      <dc:creator>ScoreOrBeScored</dc:creator>
      <dc:date>2016-02-08T21:17:30Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447104#M1278757</link>
      <description>&lt;P&gt;nice job, congrats&lt;/P&gt;</description>
      <pubDate>Mon, 08 Feb 2016 21:39:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447104#M1278757</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-08T21:39:44Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447305#M1278819</link>
      <description>&lt;P&gt;Thats nice &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 09 Feb 2016 00:08:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447305#M1278819</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-09T00:08:13Z</dc:date>
    </item>
    <item>
      <title>Re: Amex BCE APR Reduction-----&gt; 6.74%</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447331#M1278825</link>
      <description>&lt;P&gt;Congrats on your reduction!!&lt;/P&gt;</description>
      <pubDate>Tue, 09 Feb 2016 00:30:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-BCE-APR-Reduction-gt-6-74/m-p/4447331#M1278825</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-09T00:30:09Z</dc:date>
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