topic Re: Question for Penfed members in Credit Cards

Question for Penfed members

Anonymous — Tue, 09 Feb 2016 13:08:11 GMT

When you receive "offers" for credit cards, what or how do you receive them? Do you get emails, if so what do they typically say? Do you see some type of message etc on your homepage when you log in? If so, what does it say?

Re: Question for Penfed members

Anonymous — Tue, 09 Feb 2016 13:38:37 GMT

I routinely get offers from them in USPS mail..never when I log in...

Re: Question for Penfed members

Anonymous — Tue, 09 Feb 2016 13:41:46 GMT

@Anonymous wrote:
I routinely get offers from them in USPS mail..never when I log in...

Do they specifically say, "you're approved for ABC credit card"?

Re: Question for Penfed members

takeshi74 — Tue, 09 Feb 2016 13:46:04 GMT

IIRC there's usually an email and they also usually appear in the offers in the corner though I don't recall seeing them this time when I accepted mine at the beginning of the year.

The preapproved offers are done each quarter like the FICO NG2 score updates and are probably based on the score/pull. They'll mention specific products and amounts. Anything else is just marketing.

Don't overlook prior discussions as a resource as well.

Re: Question for Penfed members

Anonymous — Tue, 09 Feb 2016 20:45:34 GMT

No they are preapproved target mass mailing offers.