topic Re: Increases and closures in Credit Cards

Increases and closures

ronstar7 — Tue, 09 Feb 2016 17:58:12 GMT

Hello everyone,

Just wanted to update:

CLI:

Express 2150-2350 (815 balance) last increase January

Buckle 2050-2250 (0 bakance) last increase January

Loft 1250-1500 (0 balance) last increase January

Vickie 2250-2450 (0 balance) last increase January

No go cli: All 0 balances

JJill

JCrew

HSN

Got cap1 to lower my apr I think to 20%

Closed today:

Credit one limit 750 (0 balance) increase every 4 months, tried to keep me by waiving monthly fee for 6 months. Pre approved for 2nd card Should I have kept open?

Verve limit 500 (0 balance) never increased

First Premier limit 400 (0 balance) offered $40 credit to stay open

First Premier limit 500 (0 balance offered $40 to stay open.

Utl was at 12% these closures will make it go up but hopefully I can counter that want to keep my scores going up.

Re: Increases and closures

OmarGB9 — Tue, 09 Feb 2016 22:34:01 GMT

Grats on closing the leech cards (CreditOne and FP).

Re: Increases and closures

ronstar7 — Wed, 10 Feb 2016 15:29:55 GMT

@OmarGB9 wrote:
Grats on closing the leech cards (CreditOne and FP).

Lol, thank you. I feel so weird because I had never closed cards before. This time last year or prior I would have never done that because I was credit hungry. Now, not so much, although I'll admit when Credit One offered to waive the fee for 7 months I really thought maybe I should keep it. I mean I had no issues with them and got steady increase every 4 months.