topic Re: PayPal Credit by Comenity in Credit Cards

PayPal Credit by Comenity

CountryLivin — Tue, 09 Feb 2016 05:40:20 GMT

Has anyone ever gotten an auto CLI for Paypal Credit by Comenity? I have had my account almost 7 months and was just wondering. I use it pretty heavy and like the deferred interest for 6 months on purchases over $99.

Re: PayPal Credit by Comenity

Anonymous — Tue, 09 Feb 2016 05:50:28 GMT

I received an auto cli taking my limit from $300 to $1700. The account was opened for about a year at the time and I haven't received anything since.

Re: PayPal Credit by Comenity

Anonymous — Wed, 10 Feb 2016 08:24:24 GMT

Before Commenity acquired it I got increases all the time but now it just stays. I hate commenity.

Re: PayPal Credit by Comenity

Loquat — Wed, 10 Feb 2016 13:10:12 GMT

I can't get those yahoos to stop using a report from September 2015. Anyone know how often they update? I've tried spending over my limit hoping that would cause them to pull again but that doesn't work. They just deny with a score showing from September last year.

Re: PayPal Credit by Comenity

takeshi74 — Wed, 10 Feb 2016 13:12:58 GMT

I've had a few. As with any creditor it's not just about usage. 7 months is also very little time in the credit world so set reasonable expectations.

Re: PayPal Credit by Comenity

Anonymous — Wed, 10 Feb 2016 23:11:37 GMT

@Loquat wrote:
I can't get those yahoos to stop using a report from September 2015. Anyone know how often they update? I've tried spending over my limit hoping that would cause them to pull again but that doesn't work. They just deny with a score showing from September last year.

I'm with you!! They are still using mine from October.. you'd think they would refresh, at least, quarterly... but, that doesn't seem to be the case.