topic Re: When will I get a Chase Freedom CLI? in Credit Cards

When will I get a Chase Freedom CLI?

DoroLucky — Thu, 11 Feb 2016 21:17:55 GMT

I've been stuck at the same $3k limit since I was approved a year ago. Sometimes I pay in full and sometimes I do not. However, I ALWAYS pay way more than the minimum. And, I've used that card a lot since it's still under the 0% APR promotion.

How and when will Chase show me some love? I know it's a hard pull so I haven't asked

Re: When will I get a Chase Freedom CLI?

Closingracer99 — Thu, 11 Feb 2016 21:32:23 GMT

Never? Good luck on that

Re: When will I get a Chase Freedom CLI?

DoroLucky — Thu, 11 Feb 2016 21:34:49 GMT

@Closingracer99 wrote:
Never? Good luck on that

ahahahahahaha that's funny ....WOW in that case, I am going to sock draw it as soon as the 0% APR promo is over

Thanks!

Re: When will I get a Chase Freedom CLI?

lg8302ch — Thu, 11 Feb 2016 21:41:56 GMT

With Chase there is mainly two ways to get CLIs. Ask for it with a HP or apply for a new card and transfer part of the limit over. Which for many of us is with more success. Auto-luv requires a lot of patience and might never happen ...ha ha... I am also still waiting for that miracle to happen on my Freedom. Good luck !

Re: When will I get a Chase Freedom CLI?

DoroLucky — Thu, 11 Feb 2016 21:48:09 GMT

I have cards with much higher limit so I just want to see it grow . That really sucks.....oh well it will reside in the "sock drawer".

Re: When will I get a Chase Freedom CLI?

Anonymous — Thu, 11 Feb 2016 21:57:19 GMT

Have had one since July of 2015 (2200 limit), applied and approved for the marriott rewards card today.

Thought I was sooooooooo smart, I figured that I would call them and they would use the hp that they used to approve my marriott card to process the credit limit increase.........NOPE

Luckily this quarter is almost over, because that damn freedom card hasnt budged and I keep using it at the 7 eleven near my house.

Re: When will I get a Chase Freedom CLI?

DoroLucky — Thu, 11 Feb 2016 21:51:48 GMT

hahahahhahahahha @ the 7-11

Chase is making me mad. Why are they so strict? Mine has been $3K Since Feb 6, 2015

Re: When will I get a Chase Freedom CLI?

tcbofade — Thu, 11 Feb 2016 21:54:07 GMT

Wifey has Slate (2013) and Freedom (2014) and she's not seen any luv....

Re: When will I get a Chase Freedom CLI?

DoroLucky — Thu, 11 Feb 2016 21:55:34 GMT

@tcbofade wrote:
Wifey has Slate (2013) and Freedom (2014) and she's not seen any luv....

I guess the poster that said NEVER was right LOL

Re: When will I get a Chase Freedom CLI?

CreditMagic7 — Thu, 11 Feb 2016 22:00:24 GMT

With the Freedom Card you won't without a HP and even then might not please you enough.

I learned about Chase from this very forum. The best possible scenario that i exercised was moving my $3K over to another Chase card at 1 year, the CSP, and then will reapply for Freedom again sometime in the future. No HP to move limits. Vice-versa if one has another card with Chase and wants the Freedom Limit a little better w/o a HP.

Re: When will I get a Chase Freedom CLI?

lg8302ch — Thu, 11 Feb 2016 22:14:01 GMT

@DoroLucky wrote:
@hahahahhahahahha @ the 7-11

Chase is making me mad. Why are they so strict? Mine has been $3K Since Feb 6, 2015

It is better not to get frustrated and simply adopt spend on the card. For me Freedom does not get any general spend and for the 5% categories the limit is sufficient. Should Chase want some of the general spend they need to come closer to my other cards but I am not willing to take a double pull again and end up with a 500$ CLI and that is how much I got on a past CLI. That got me so mad that I applied for a new card and got 16K on Marriott and immediately transferred 1K over to Freedom. That was a way better deal but beats all my logic. I will never ask for a CLI on my Freedom again unless my APR should ever get adjusted. Like this it shows how Chase views my profile and I can live with it.

Re: When will I get a Chase Freedom CLI?

DoroLucky — Thu, 11 Feb 2016 22:20:32 GMT

Sheesh! Yeah, I will focus on growing my other cards and just leave Chase alone. Not apping anytime soon so a new line with them won't work. I want to buy a house by this time (no later) next year. In other news, I have an AMEX 3X CLI coming up on March 15th

Re: When will I get a Chase Freedom CLI?

Anonymous — Thu, 11 Feb 2016 22:26:32 GMT

I opened my Freedom card in Oct. 14, They just sent me a no pull CLI about a week ago. It showed up 2 weeks before my intro APR ran out. It kind of seems like their plan is to give me a higher limit, hoping I'll mismange it, now that I may pay interest. But I always PIF multiple times a month. So I'm happy to get it.

Re: When will I get a Chase Freedom CLI?

NattyPButter — Thu, 11 Feb 2016 22:28:55 GMT

so in other words if I wanted a rotating card I should just go with Discover?

Re: When will I get a Chase Freedom CLI?

DoroLucky — Thu, 11 Feb 2016 22:29:08 GMT

@Anonymous wrote:
I opened my Freedom card in Oct. 14, They just sent me a no pull CLI about a week ago. It showed up 2 weeks before my intro APR ran out. It kind of seems like their plan is to give me a higher limit, hoping I'll mismange it, now that I may pay interest. But I always PIF multiple times a month. So I'm happy to get it.

WOW....well congrats. I'm still in the APR intro stage so we'll see. I'll keep an eye on it and see if it changes before that period runs out.

Re: When will I get a Chase Freedom CLI?

DoroLucky — Thu, 11 Feb 2016 22:30:00 GMT

@NattyPButter wrote:
so in other words if I wanted a rotating card I should just go with Discover?

I think so....I'm reading here that the're very generous with CLI's. I will get one but not now, I'm gardening.

Re: When will I get a Chase Freedom CLI?

NattyPButter — Thu, 11 Feb 2016 22:34:18 GMT

yeah I'm waiting until May to apply since I did apply in Dec with a credit score of 619 (lol) but now now my scores are all near 700.

Re: When will I get a Chase Freedom CLI?

Anonymous — Thu, 11 Feb 2016 22:49:23 GMT

yep imo discover is better than freedom when it comes to CLI. mine have increased from 6k to 10k to 13k to 16k since june of last yr (7mos). all SP but the last one wasn't instant. got the 2 day msg. i'll probably click the luv button again in 2 wks to see if 30/31 days CLI really applies to me.

if your freedom limit is really bugging you, which was in my case, just transfer/reallocate some of your limits from a different chase card. i did it with my chase aarp - transferred 5k to my freedom. btw chase aarp is still running the $200 back / $500 spend in 3 mos.

Re: When will I get a Chase Freedom CLI?

lg8302ch — Fri, 12 Feb 2016 09:19:43 GMT

oh... and I forgot to mention the controversy on my Freedom. I have a standard APR of 23,24% and I thought their internal score shows me as high risk but then I keep getting the 0% promo offers for BT at a 1% BT fee. This somehow does not match my logic but hey I do not complain about that. So whatever happens with Chase Freedom is hard to predict... but this should not prevent anybody to apply for this card. It is after all a really nice card

Re: When will I get a Chase Freedom CLI?

Chris679 — Fri, 12 Feb 2016 10:59:04 GMT

@NattyPButter wrote:
so in other words if I wanted a rotating card I should just go with Discover?

Yes, no FTF and much more liberal with CLI and lowering apr in my experience.