topic Re: Chase Amazon Visa now 14.49-22.49% APR in Credit Cards

Chase Amazon Visa now 14.49-22.49% APR

OmarGB9 — Fri, 12 Feb 2016 13:51:08 GMT

After seeing willwar's thread about the Marriott being a range of APRs based on creditworthiness, I got curious and jumped on Chase's site and checked out the other cobranded cards and it looks like the Amazon visa also has an APR range now.

Re: Chase Amazon Visa now 14.49-22.49% APR

ddemari — Fri, 12 Feb 2016 13:54:10 GMT

My Amazon visa has a 22% apr. it's had the range since I opened the card a year ago. The Marriott and csp so far are the ones that have changed.

Re: Chase Amazon Visa now 14.49-22.49% APR

Sharingan — Fri, 12 Feb 2016 14:27:53 GMT

Indeed, the Amazon Visa has had an APR range for many years now. I don't remember what mine is, but it definitely wasn't a single APR card from Chase.

Re: Chase Amazon Visa now 14.49-22.49% APR

CreditCuriosity — Fri, 12 Feb 2016 14:58:58 GMT

I would tend to believe most of the co-branded cards will probably get a range now as Chase is just getting appears to be getting more greedy or offsetting the risk of certain people with higher apr's. If a bank can find a way to make more money they will. It has hit the CSP/Marriott so far and pretty sure it will come to the other cards from them sooner than later that had a set apr.

What will be intersting is to see if the existing cardmembers will be grandfathered in or if they are to expect an apr increase if they don't meet certain criteria.

Re: Chase Amazon Visa now 14.49-22.49% APR

Imperfectfuture — Fri, 12 Feb 2016 16:03:27 GMT

@CreditCuriousity wrote:
I would tend to believe most of the co-branded cards will probably get a range now as Chase is just getting appears to be getting more greedy or offsetting the risk of certain people with higher apr's. If a bank can find a way to make more money they will. It has hit the CSP/Marriott so far and pretty sure it will come to the other cards from them sooner than later that had a set apr.

What will be intersting is to see if the existing cardmembers will be grandfathered in or if they are to expect an apr increase if they don't meet certain criteria.

Then, can we expect an apr reduction if score improves?

Re: Chase Amazon Visa now 14.49-22.49% APR

Anonymous — Fri, 12 Feb 2016 16:05:49 GMT

@CreditCuriousity wrote:
I would tend to believe most of the co-branded cards will probably get a range now as Chase is just getting appears to be getting more greedy or offsetting the risk of certain people with higher apr's. If a bank can find a way to make more money they will. It has hit the CSP/Marriott so far and pretty sure it will come to the other cards from them sooner than later that had a set apr.

What will be intersting is to see if the existing cardmembers will be grandfathered in or if they are to expect an apr increase if they don't meet certain criteria.

I swear to Odin I better be Grandfathered in. I love you Chase, but you throw around this 5/24 crap on your cobranded and you change the fixed ApR...STAPPPHH. EEEETT. We love you. Quit being greedy. You will get our money.

Times are a' changin.

Re: Chase Amazon Visa now 14.49-22.49% APR

CreditCuriosity — Fri, 12 Feb 2016 16:18:30 GMT

@Imperfectfuture wrote:
@CreditCuriousity wrote:
I would tend to believe most of the co-branded cards will probably get a range now as Chase is just getting appears to be getting more greedy or offsetting the risk of certain people with higher apr's. If a bank can find a way to make more money they will. It has hit the CSP/Marriott so far and pretty sure it will come to the other cards from them sooner than later that had a set apr.

What will be intersting is to see if the existing cardmembers will be grandfathered in or if they are to expect an apr increase if they don't meet certain criteria.
Then, can we expect an apr reduction if score improves?

lol we are talking Chase here.. Only works one way it goes up, not down

Re: Chase Amazon Visa now 14.49-22.49% APR

Anonymous — Fri, 12 Feb 2016 16:50:58 GMT

When I got my Amazon Chase card a year ago it had a range, so this isn't new..

Re: Chase Amazon Visa now 14.49-22.49% APR

CreditCuriosity — Fri, 12 Feb 2016 16:51:35 GMT

@Anonymous wrote:
When I got my Amazon Chase card a year ago it had a range, so this isn't new..

Not new for that card, but other cards in their line up it is

Re: Chase Amazon Visa now 14.49-22.49% APR

Anonymous — Fri, 12 Feb 2016 16:52:52 GMT

What I meant to say is, it's not new for the Amazon card.