topic Re: Combining Cap 1 Cards in Credit Cards

Combining Cap 1 Cards

NP27 — Thu, 04 Feb 2016 00:07:33 GMT

Hello all....been a while since I have been on but I wanted to know if I can combine my:

1. Quicksilver

2. Quicksilver

3. Venture

I want to combine both Quicksilvers into the Venture. Is this possible? The 2 quicksilvers are 1+ year old and the Venture is 7 months old.

Thanks!

Re: Combining Cap 1 Cards

Nova5041 — Thu, 04 Feb 2016 00:13:18 GMT

I think it's 6 months between combinations on the same card.

Re: Combining Cap 1 Cards

Anonymous — Thu, 04 Feb 2016 00:26:50 GMT

If they are all at least six months old and have zero balances, then you can combine them. However, there are minor instances where people whose accounts have zero balances and have had the card for more six months have not been able to combine as the feature isn't available to them. No one can give a clear answer at Capital One as to hy these people can't combine..

So it is seems it is a YMMV thing.

Re: Combining Cap 1 Cards

Mantis350 — Thu, 04 Feb 2016 00:51:40 GMT

There is a huge thread about this already.

Re: Combining Cap 1 Cards

Anonymous — Thu, 04 Feb 2016 01:19:24 GMT

Ive had mine 6 months but only 5 statements have cut so I believe at least 6 statements have to cut before you can combine. All the cards have to be in the same online account profile as well.

Re: Combining Cap 1 Cards

gdale6 — Thu, 04 Feb 2016 01:31:01 GMT

http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Card-Consolidation/m-p/4113430/highlight/true#M1158905

Re: Combining Cap 1 Cards

Anonymous — Thu, 04 Feb 2016 01:35:57 GMT

Side note: Both of the QS will have to be @ $0 balance before you can combine them in to your venture. Due to the fact that both of your QS accounts will be closed when you combine.

Re: Combining Cap 1 Cards

Anonymous — Sun, 14 Feb 2016 16:00:39 GMT

Do you lose your credit history with these qs's when they close?

Re: Combining Cap 1 Cards

Ysettle4 — Sun, 14 Feb 2016 16:31:51 GMT

No. It should remain for on your CRs for 10 years

Re: Combining Cap 1 Cards

Anonymous — Mon, 15 Feb 2016 12:07:56 GMT

As long as your donor cards are a $0 balance and they all 3 have been open at least 6 mo.

You can always "pretend" to combine online... If it will let you it will show you the options and you can always cancel before the final combine option if you don't want to. This will show you if they will even let you. If they won't... It will tell you.