https://ficoforums.myfico.com/t5/Credit-Cards/Approvals/m-p/4457674#M1282394 Hi Yes it's me it was a US Bank cc that was secured and now it's not. Mon, 15 Feb 2016 20:44:07 GMT Littlewig05 2016-02-15T20:44:07Z https://ficoforums.myfico.com/t5/Credit-Cards/Approvals/m-p/4403510#M1263810 Does anyone know if the cc underwriting department determine if you are approved? Fri, 08 Jan 2016 22:16:55 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approvals/m-p/4403510#M1263810 Littlewig05 2016-01-08T22:16:55Z https://ficoforums.myfico.com/t5/Credit-Cards/Approvals/m-p/4404148#M1264032 Can you word your question more clearly?<BR /><BR />I think you're asking if an underwriter manually reviews it. In many cases the answer is no, but an UW will sometimes review if the auto approval system doesn't approve you, or if you call in to reconsider. Sat, 09 Jan 2016 04:06:35 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approvals/m-p/4404148#M1264032 Anonymous 2016-01-09T04:06:35Z https://ficoforums.myfico.com/t5/Credit-Cards/Approvals/m-p/4404468#M1264150 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/24974">@Littlewig05</a> wrote:<BR />Does anyone know if the cc underwriting department determine if you are approved?<HR /></BLOCKQUOTE><P>Yes, the leding department determines that. &nbsp;Why do you ask? &nbsp;What card did you apply for?</P> Sat, 09 Jan 2016 15:02:39 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approvals/m-p/4404468#M1264150 Anonymous 2016-01-09T15:02:39Z https://ficoforums.myfico.com/t5/Credit-Cards/Approvals/m-p/4457674#M1282394 Hi Yes it's me it was a US Bank cc that was secured and now it's not. Mon, 15 Feb 2016 20:44:07 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approvals/m-p/4457674#M1282394 Littlewig05 2016-02-15T20:44:07Z