https://ficoforums.myfico.com/t5/Credit-Cards/wells-fargo/m-p/4458543#M1282687 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>I've had their checking for less than a month and they're spamming my email with requests to open an account. Is this just advertisement or preapproval?</P><HR /></BLOCKQUOTE><P>You can usually determine if it is a pre-approval if they give you a set APR.</P><P>&nbsp;</P><P>More than likely it is just a marketing email.&nbsp;</P><P>&nbsp;</P><P>Also, I would like to let you know that pre-approvals do not guarantee that you will get the card.</P> Tue, 16 Feb 2016 08:53:39 GMT Anonymous 2016-02-16T08:53:39Z https://ficoforums.myfico.com/t5/Credit-Cards/wells-fargo/m-p/4458539#M1282684 <P>I've had their checking for less than a month and they're spamming my email with requests to open an account. Is this just advertisement or preapproval?</P> Tue, 16 Feb 2016 08:46:46 GMT https://ficoforums.myfico.com/t5/Credit-Cards/wells-fargo/m-p/4458539#M1282684 Anonymous 2016-02-16T08:46:46Z https://ficoforums.myfico.com/t5/Credit-Cards/wells-fargo/m-p/4458543#M1282687 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>I've had their checking for less than a month and they're spamming my email with requests to open an account. Is this just advertisement or preapproval?</P><HR /></BLOCKQUOTE><P>You can usually determine if it is a pre-approval if they give you a set APR.</P><P>&nbsp;</P><P>More than likely it is just a marketing email.&nbsp;</P><P>&nbsp;</P><P>Also, I would like to let you know that pre-approvals do not guarantee that you will get the card.</P> Tue, 16 Feb 2016 08:53:39 GMT https://ficoforums.myfico.com/t5/Credit-Cards/wells-fargo/m-p/4458543#M1282687 Anonymous 2016-02-16T08:53:39Z