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    <title>topic Re: JCPenny's Rewards Program Changing April 2016 in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4464350#M1284700</link>
    <description>&lt;P&gt;It cuts the reward amount in half, but the points rollover and don't expire. &amp;nbsp;For an occassional shopper (or pehaps for one that doesn't always purchase in multiples of $100), I think it's a good trade-off.&lt;/P&gt;</description>
    <pubDate>Fri, 19 Feb 2016 23:05:26 GMT</pubDate>
    <dc:creator>SunriseEarth</dc:creator>
    <dc:date>2016-02-19T23:05:26Z</dc:date>
    <item>
      <title>JCPenny's Rewards Program Changing April 2016</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4463634#M1284486</link>
      <description>&lt;P&gt;If you have a JCPenny Credit card such as myself this is great news:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/19268i626014F0E0BF8CA4/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="JC.PNG" title="JC.PNG" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;I have $20 that expired recently so this is great!!!!!! Happy Friday everyone!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 19 Feb 2016 15:15:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4463634#M1284486</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-19T15:15:39Z</dc:date>
    </item>
    <item>
      <title>Re: JCPenny's Rewards Program Changing April 2016</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4464350#M1284700</link>
      <description>&lt;P&gt;It cuts the reward amount in half, but the points rollover and don't expire. &amp;nbsp;For an occassional shopper (or pehaps for one that doesn't always purchase in multiples of $100), I think it's a good trade-off.&lt;/P&gt;</description>
      <pubDate>Fri, 19 Feb 2016 23:05:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4464350#M1284700</guid>
      <dc:creator>SunriseEarth</dc:creator>
      <dc:date>2016-02-19T23:05:26Z</dc:date>
    </item>
    <item>
      <title>Re: JCPenny's Rewards Program Changing April 2016</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4464430#M1284725</link>
      <description>&lt;P&gt;No wonder Synchrony is been super aggressive in trying to encourage i app for JC Penney.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Fact is i would have already but the Ebates Visa card helps out a lot in shopping online or in-store there.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Still a pretty good offer for&amp;nbsp;ya &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 20 Feb 2016 00:10:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4464430#M1284725</guid>
      <dc:creator>CreditMagic7</dc:creator>
      <dc:date>2016-02-20T00:10:48Z</dc:date>
    </item>
    <item>
      <title>Re: JCPenny's Rewards Program Changing April 2016</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4464775#M1284875</link>
      <description>&lt;P&gt;Closed pennys card. Much better cash back cards I use instead. Just my 2 cents.&lt;/P&gt;</description>
      <pubDate>Sat, 20 Feb 2016 04:25:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4464775#M1284875</guid>
      <dc:creator>jeffery581</dc:creator>
      <dc:date>2016-02-20T04:25:08Z</dc:date>
    </item>
    <item>
      <title>Re: JCPenny's Rewards Program Changing April 2016</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4464864#M1284903</link>
      <description>&lt;P&gt;That's actually pretty good... it comes out to effectively 5% off once you spend $200. (I realize it's &lt;STRONG&gt;&lt;EM&gt;technically&lt;/EM&gt; &lt;/STRONG&gt;not '5% off' since you have to use the reward toward a future purchase, but for a regular customer this is a technicality).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It's actually exactly twice as generous as the "Belk Rewards" program that Belk runs on their card.&amp;nbsp; I actually do better at Belk with my BCP (3%) than I do with Belk's own card (2.5%).&amp;nbsp; Hopefully this will motivate Belk to improve their program.&lt;/P&gt;</description>
      <pubDate>Sat, 20 Feb 2016 06:25:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCPenny-s-Rewards-Program-Changing-April-2016/m-p/4464864#M1284903</guid>
      <dc:creator>UncleB</dc:creator>
      <dc:date>2016-02-20T06:25:58Z</dc:date>
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