topic Re: Discover Deals Question in Credit Cards

Discover Deals Question

Anonymous — Mon, 22 Feb 2016 15:13:50 GMT

So I just used discover deals for the first time last night and got 5% extra cash back at Nike.com. I saw in the discover deals terms it says it can take up to two statement cycles for it to post that five percent to my account. Does it really take that long? Or will I get it back fairly soon?

Re: Discover Deals Question

Anonymous — Mon, 22 Feb 2016 15:18:44 GMT

typically I get it next statement

Re: Discover Deals Question

JustBPatient — Mon, 22 Feb 2016 15:41:23 GMT

Normally its pretty quick, next statement and I normally get an email, that I participated in the Discover Deals.

Re: Discover Deals Question

Anonymous — Mon, 22 Feb 2016 15:44:51 GMT

My experience is it takes the 2 billing cycles. For example, I just received the email from Discover that my Best Buy purchase from 1/19 will have it's reward amount credited on my next billing statement, which closes in early March.

I love Discover and Discover Deals but their tracking system needs a lot of improvement. Most other sites I go through it tracks in a few days and payable in a few weeks. Discover it takes me a month before I even know it is tracking. Plus, I've had a lot of issues with items not tracking so now I make sure to keep a spreadsheet and follow up if they don't.

Re: Discover Deals Question

Anonymous — Mon, 22 Feb 2016 15:58:05 GMT

I consider it good! Discover seems to post my rewards before AMX does! And I love my AMX card too! I don't mind waiting most of th time though.

Re: Discover Deals Question

Anonymous — Mon, 22 Feb 2016 16:12:54 GMT

I have had it post on the next statement in my experience but it depends on when in your billing cycle it was done as well, so it could be on the second statement after you've done it.

Course, you'll get your regular spend cash back on the statement where the spend occurred, it just may be a bit longer for the bonus cash back to show up.

Re: Discover Deals Question

Anonymous — Mon, 22 Feb 2016 16:48:11 GMT

I was worried that some items might not register correctly. I hit the shop now button but I have a strange feeling that they won't credit me my 5% back. I guess we'll find out! I'd really like to get the extra $25 though! Lol

Re: Discover Deals Question

CluelessJohn — Mon, 22 Feb 2016 22:48:38 GMT

I've used Discover Deals about a dozen times over the past 18 months. My experience has been .... "it depends the site". Early experience was good (NorthFace and some others). Amounts posted correctly and quickly. Done a lot with Home Depot. Takes at least 2 cycles and I've had 2 transactions that didn't get creditied. (They were when I challenged Discover on them). Best advice, you have to track the activity and make sure you get those confirmation emails from Discover.

Re: Discover Deals Question

Anonymous — Tue, 23 Feb 2016 00:10:39 GMT

How long after I make the purchase will discover send me an email confirming it?

Re: Discover Deals Question

Anonymous — Tue, 23 Feb 2016 00:12:37 GMT

@Anonymous wrote:
How long after I make the purchase will discover send me an email confirming it?

The last time I did one I got the email 5 days later, but YMMV.

Re: Discover Deals Question

Anonymous — Tue, 23 Feb 2016 01:06:10 GMT

@Anonymous wrote:
How long after I make the purchase will discover send me an email confirming it?

Not trying to be rude, but I THINK you're making this unnecessarily complicated for yourself, buddy. Patience is a great virtue, my friend.

Believe me, you will get your cash back. And if you don't, PM me and I will send you a few dollars along with some coupons (that I get in the mail) to Carl's JR (or Hardees) -depending on your location.

Re: Discover Deals Question

Anonymous — Tue, 23 Feb 2016 02:22:53 GMT

Well I've never used this before just curious as to how it works

Re: Discover Deals Question

TrulyyBlessed — Tue, 23 Feb 2016 03:43:52 GMT

@Anonymous wrote:
So I just used discover deals for the first time last night and got 5% extra cash back at Nike.com. I saw in the discover deals terms it says it can take up to two statement cycles for it to post that five percent to my account. Does it really take that long? Or will I get it back fairly soon?

I believe it depends on the store. There have been some purchases I received the cashback 2-3 weeks later, others I received after the two billing cycles, and some I never received at all. I agree with others who have stated it is best to keep track of the purchases and cash back. I have had to call twice regarding purchases I never received the cash back for.

Re: Discover Deals Question

Anonymous — Tue, 23 Feb 2016 03:53:54 GMT

And discover is pretty good about giving the cash back once you dispute it with them?