topic Re: Removing myself from being a authorized user in Credit Cards

Removing myself from being a authorized user

kugel — Thu, 25 Feb 2016 14:46:36 GMT

I am a authorized user by my brothers accounts on five credit cards all of them have past due over 90 days and charge off
I submitted a dispute to remove it saying I am not the owner of the account will they remove it ?
Also will I see a change on my credit score wen its removed ?

Re: Removing myself from being a authorized user

takeshi74 — Thu, 25 Feb 2016 14:51:26 GMT

Have yuor brother remove you with the creditor. If the TL's aren't removed from your reports then dispute them as not yours.

Re: Removing myself from being a authorized user

kugel — Thu, 25 Feb 2016 14:54:56 GMT

All is accounts are closed by the banks

Re: Removing myself from being a authorized user

lindsaydruart — Thu, 25 Feb 2016 19:37:37 GMT

The CRA will remove it. I had this issue when my mother died. One dispute and they were deleted. No issues. You can also call the bank and ask for the same.

Re: Removing myself from being a authorized user

Anonymous — Thu, 25 Feb 2016 20:08:29 GMT

Gotta love family

Re: Removing myself from being a authorized user

Anonymous — Fri, 26 Feb 2016 01:32:01 GMT

CRAs delete AU accounts with no problems, at least they did for me. Took couple of days after submitting disputes. Experian even has it somewhere on their site that they delete AU accounts per request. Your score is supposed to go up, how many points is another question. If these are the only bad marks on your reports you will see a significant raise.

Re: Removing myself from being a authorized user

kugel — Fri, 26 Feb 2016 02:13:38 GMT

Was it easy with equifax ?for ru .

Re: Removing myself from being a authorized user

Anonymous — Fri, 26 Feb 2016 14:43:28 GMT

Equifax deleted it with no problem, I think it took them longer than other two CRAs, but seems like EQ disputes always take longer