topic Re: NFCU EXPOSURE in Credit Cards

NFCU EXPOSURE

Anonymous — Tue, 01 Mar 2016 03:30:42 GMT

anyone know max exposure with NFCU is , I have Navcheck for 7k , cash rewards for 8k , and Nrewards for $4900 , Navcheck is maxed out as i just recently paid the property taxes on my home, cash rewards i am at 50% util , Nrewards i am at 60% utilization on. i plan on asking for increase soon after i see anual review but was checking first, and considering how much to ask for on either one or all , withot issues . i have verifiable 95k year income

Re: NFCU EXPOSURE

Anonymous — Tue, 01 Mar 2016 04:13:11 GMT

$100k for cards (up to 3) and $15k LOC so $115 total.

Re: NFCU EXPOSURE

ABC123TLC — Tue, 01 Mar 2016 04:37:25 GMT

Before you put large purchase(s) on any card... always ask for an increase...

NFCU Navcheck ... could have gotten that up to 15K

Re: NFCU EXPOSURE

Anonymous — Tue, 01 Mar 2016 04:38:54 GMT

providing they qualified, yes. some don't know to ask for the full $15k and some aren't eligible for it

Re: NFCU EXPOSURE

Anonymous — Tue, 01 Mar 2016 06:15:10 GMT

Ok at 1 am i seen NFCU did their 2 month review, so i requested increase on my Nrewards 12,000 and instantly approved , tried on my cash rewards and said submitted for review... so i guess i should wait to ask for increase on the NAVCHECK. either way still satisfied

Re: NFCU EXPOSURE

pizza1 — Tue, 01 Mar 2016 06:21:33 GMT

@Anonymous wrote:
Ok at 1 am i seen NFCU did their 2 month review, so i requested increase on my Nrewards 12,000 and instantly approved , tried on my cash rewards and said submitted for review... so i guess i should wait to ask for increase on the NAVCHECK. either way still satisfied

You requested $12k, and got it instantly? You ALWAYS ask for $25k on the CC's, they will either counter back to you what they can give you, or it will go to review. Now, since you didnt ask for the full $25l, and only asked for $12k and got it, you dont know if that was your counter or if you still have more on the table.

So, now if you go back on the same card and request again, its a 50/50 chance that youll get your counter, or go to MR. Always always for $25k!!!

and on the Navcheck, always ask for full amount which is $15k...no exceptions, they will counter!

Congrats on the CLI

Re: NFCU EXPOSURE

Anonymous — Sat, 25 Jun 2016 07:26:04 GMT

Re: NFCU EXPOSURE

RonM21 — Sun, 26 Jun 2016 13:03:17 GMT

Surely a learning experience. A few key points made that I wasn't truly aware of. The 2 month review thing, I need to look up.