topic how picky is chase? in Credit Cards

how picky is chase?

Anonymous — Wed, 02 Mar 2016 18:52:21 GMT

i just looked at my grandmas experian score its 670, thats who chase pulls where we live.... they keep sending her flyers for the freedom and slate with the built in 23 percent interest after the interest free period... but she has 3 new credit card accounts in the last 2 years and i know they where starting to get picky about how many new accounts you have.... any thoughts? shes looking to do a balance transfer.

Re: how picky is chase?

FinStar — Wed, 02 Mar 2016 18:59:58 GMT

It really depends on what her overall profile looks like. Scores are only one part of the equation. Other factors such as negatives, utilization, AAoA will be taken into account in addition to whether 5+ new accounts have been opened whithin the last 24 months (if applying for Freedom, CSP or even Slate). The results can really vary OP and no one here can give you a specific answer on whether she'd be approved or not.

What is keeping her scores down, would be my question.

Re: how picky is chase?

Creditaddict — Wed, 02 Mar 2016 22:14:29 GMT

chase offers are golden but to be sure, just go online and run pre-qual online so it will give the most updated offer and if still there... go for it!