topic Capital One Reconsideration Line in Credit Cards

Capital One Reconsideration Line

Anonymous — Thu, 03 Mar 2016 02:02:01 GMT

Applied for Quicksilver and asked for income verification a while ago. Just Called and found out I was not approved. Any idea about Capital One's Reconsideration Line?

I have a 740ish FICO score with great payment history, low utilization, and no recent HPs, and I though I should be able to get the card without much trouble--really disappointed with the three inquiries now... I called the regular number and was told to wait 7-10 days to receive the letter before I can call back. Then I tried another number but was told the decision was final. I did a quick read through the forum and the excutive office line/email usually works. But could anyone provide me the numbers?

Thanks

Re: Capital One Reconsideration Line

SouthJamaica — Thu, 03 Mar 2016 04:12:36 GMT

@Anonymous wrote:
Applied for Quicksilver and asked for income verification a while ago. Just Called and found out I was not approved. Any idea about Capital One's Reconsideration Line?

I have a 740ish FICO score with great payment history, low utilization, and no recent HPs, and I though I should be able to get the card without much trouble--really disappointed with the three inquiries now... I called the regular number and was told to wait 7-10 days to receive the letter before I can call back. Then I tried another number but was told the decision was final. I did a quick read through the forum and the excutive office line/email usually works. But could anyone provide me the numbers?

Thanks

There's no phone number; you need to email the Executive Office. To get the email address just do a Google-type web search.

Re: Capital One Reconsideration Line

Anonymous — Thu, 03 Mar 2016 04:24:37 GMT

how about waiting for the letter to understand why? and if the decision is final then why do you expect an overturn

Re: Capital One Reconsideration Line

Anonymous — Fri, 04 Mar 2016 21:46:50 GMT

Thank you so much for the information. I sent an email and received a calback from the executive office saying they will be doing a manual review of my application, but in order for them to proceed I must authorize them for another hard pull. Obviously, I don't think it's worth it just to go through the application again--has anyone encountered such an situation before?