topic Re: Amex wrong Member Since Date in Credit Cards

Amex wrong Member Since Date

dfitzg — Tue, 08 Mar 2016 10:35:22 GMT

Finally got my own Amex cards [Been AU since last year]

Online my member date was showing as 2015, Cards came with 16.

Chatted in and they are processing the update and will mail me new cards with the updated member since date.

Wasnt really an issue but kinda makes me feel better about my rebuilding journey

Re: Amex wrong Member Since Date

kdm31091 — Tue, 08 Mar 2016 11:34:09 GMT

@dfitzg wrote:
Finally got my own Amex cards [Been AU since last year]

Online my member date was showing as 2015, Cards came with 16.

Chatted in and they are processing the update and will mail me new cards with the updated member since date.

Wasnt really an issue but kinda makes me feel better about my rebuilding journey

It's entirely cosmetic, anyway -- the cards will report to the bureaus as being opened in 2016.

Re: Amex wrong Member Since Date

Anonymous — Tue, 08 Mar 2016 14:20:47 GMT

I am not for certain on this as I have never been an AU on someone elses cards, but I believe the member since date of 15 could have been becasue you were an AU on someones account, if you were put on in 2015.

Re: Amex wrong Member Since Date

dfitzg — Tue, 08 Mar 2016 15:38:59 GMT

CSR said he saw it as 15 [the AU account] but when my app went through it didnt link till after the approval.

Woke up to this in an email [For both cards] :

Replacement Card Status

Your Card is on the way.

XXXXXX
Green Card (Card Ending - 91001)

Status

Request Date:Mar 08 2016

Expected Delivery:Mar 09 2016 Shipping AddressXXXXXXXXX Shipping MethodUnited Parcel Svc Next Day M-F

Note: For your security, only a portion of your address is shown.

Funny that they are overnighting them too

Re: Amex wrong Member Since Date

takeshi74 — Tue, 08 Mar 2016 16:44:53 GMT

@kdm31091 wrote:
It's entirely cosmetic, anyway -- the cards will report to the bureaus as being opened in 2016.

+1 It's cosmetic and it's not uncommon for newly approved cards to ship out with an incorrect MSD embossed.

Re: Amex wrong Member Since Date

UncleB — Tue, 08 Mar 2016 17:07:05 GMT

My own cards say "Member Since 2015" yet when I log in I am greeted by "Member Since 1995". The online date was updated to reflect 1995 around a week or so after my approvals.

I missed out on the true backdating by less than three weeks.

Since nobody sees my cards but me, I've not bothered to have them reissued. I just figure that the replacements I get when these expire or get worn will have the "correct" date... for what it's worth.

Re: Amex wrong Member Since Date

Anonymous — Tue, 08 Mar 2016 17:48:59 GMT

Re: Amex wrong Member Since Date

dfitzg — Tue, 08 Mar 2016 18:25:54 GMT

Completely cosmetic but i was wondering and the Rep said they would get it updated and send out new cards so i was like ok

Re: Amex wrong Member Since Date

Dcyphrz — Tue, 08 Mar 2016 20:07:54 GMT

@UncleB wrote:

I missed out on the true backdating by less than three weeks.

I don't understand. They literally backdated account opening dates?

Re: Amex wrong Member Since Date

Anonymous — Tue, 08 Mar 2016 20:22:09 GMT

@Dcyphrz wrote:
@UncleB wrote:

I missed out on the true backdating by less than three weeks.
I don't understand. They literally backdated account opening dates?

Yep, they used to report the backdate to the CRAs. That ended March 21 of last year.

Re: Amex wrong Member Since Date

Revelate — Tue, 08 Mar 2016 21:53:29 GMT

@Anonymous wrote:

Do you have seperate Member Since dates for business and personal? Or do all the cards under a single Amex login effectively have the same Member Since date rather than the business entity having a seperate one?

Not that I really care about having 2016 on my card instead of 2012 but when I got my recent business card I at least thought that might be different for business accounts.

Re: Amex wrong Member Since Date

Anonymous — Wed, 09 Mar 2016 02:36:15 GMT

@Revelate wrote:
@Anonymous wrote:

Do you have seperate Member Since dates for business and personal? Or do all the cards under a single Amex login effectively have the same Member Since date rather than the business entity having a seperate one?

Not that I really care about having 2016 on my card instead of 2012 but when I got my recent business card I at least thought that might be different for business accounts.

Same date for both my ED and my SimplyCash.

Re: Amex wrong Member Since Date

Revelate — Wed, 09 Mar 2016 02:45:52 GMT

@Anonymous wrote:
@Revelate wrote:
@Anonymous wrote:

Do you have seperate Member Since dates for business and personal? Or do all the cards under a single Amex login effectively have the same Member Since date rather than the business entity having a seperate one?

Not that I really care about having 2016 on my card instead of 2012 but when I got my recent business card I at least thought that might be different for business accounts.
Same date for both my ED and my SimplyCash.

Danke!

Re: Amex wrong Member Since Date

Imperfectfuture — Wed, 09 Mar 2016 15:20:52 GMT

@UncleB wrote:
My own cards say "Member Since 2015" yet when I log in I am greeted by "Member Since 1995". The online date was updated to reflect 1995 around a week or so after my approvals.

I missed out on the true backdating by less than three weeks.

Since nobody sees my cards but me, I've not bothered to have them reissued. I just figure that the replacements I get when these expire or get worn will have the "correct" date... for what it's worth.

Agree, my business card has the wrong date on it. Received prior to the cut off, wonder if the backdated in EQ business No matter now, they have switched to D&B. They offered to send out new card, told them not worried. Prefer the fact they keep lowering Apr over back dating anyway.