topic PC rewards to arrival success!! in Credit Cards

PC rewards to arrival success!!

svtthis — Fri, 11 Mar 2016 16:13:19 GMT

I read that it couldn't be done. Numerous reps told me it couldn't be done. But I'm here to tell you it can. After 5 phone calls and over an hour of my time I successfully pc'ed the Barclay rewards card to the no af arrival card. Hopefully this helps some one else in the near future.

Re: PC rewards to arrival success!!

kdm31091 — Fri, 11 Mar 2016 16:19:26 GMT

Congrats. I wonder why Barclay's makes PCs so difficult. It seems like it should either be a "yes" or "no" but policies seem to vary depending on which CSR you speak to, which is silly.

Re: PC rewards to arrival success!!

CreditMagic7 — Fri, 11 Mar 2016 16:43:42 GMT

Barclays gets a bad rap and in most instances earns plenty of smack justifiably.

However, i also come to learn in my experience with them, that exercised with enough persistence, you can break thru some of the walls to your favor.

I can't count the times i pressed them hard for the Sallie Mae but they just wouldn't budge. BUT, they had no problem with an Instant Approval for the Rewards MC during that same period.

Fast forward a year+ later and they were repeating the same denial for the Ring Card that i experienced trying for Sallie Mae. SO after a number of calls to their Analyst Dept over a period of some days and coming away with them consistently saying that they couldn't PC my Rewards for the Ring Card i finally hit paydirt with an Analyst who gladly approved the PC to the 8% Ring. They weren't willing to extend any more limit but at least they DID do the PC and that was acceptable enough.

You want to always try to make good a HP if at all possible.

Congrats! OP on that successful PC.

Re: PC rewards to arrival success!!

kdm31091 — Fri, 11 Mar 2016 17:23:50 GMT

@CreditMagic7 wrote:
Barclays gets a bad rap and in most instances earns plenty of smack justifiably.

However, i also come to learn in my experience with them, that exercised with enough persistence, you can break thru some of the walls to your favor.

I can't count the times i pressed them hard for the Sallie Mae but they just wouldn't budge. BUT, they had no problem with an Instant Approval for the Rewards MC during that same period.

Fast forward a year+ later and they were repeating the same denial for the Ring Card that i experienced trying for Sallie Mae. SO after a number of calls to their Analyst Dept over a period of some days and coming away with them consistently saying that they couldn't PC my Rewards for the Ring Card i finally hit paydirt with an Analyst who gladly approved the PC to the 8% Ring. They weren't willing to extend any more limit but at least they DID do the PC and that was acceptable enough.

You want to always try to make good a HP if at all possible.

Congrats! OP on that successful PC.

The Rewards MC has a lower underwriting standard vs a Ring or Sallie Mae, so that kind of explains the relative ease of approval for Rewards.

Glad you got the PC though.

Re: PC rewards to arrival success!!

CreditMagic7 — Fri, 11 Mar 2016 18:33:00 GMT

@kdm31091 wrote:
@CreditMagic7 wrote:
Barclays gets a bad rap and in most instances earns plenty of smack justifiably.

However, i also come to learn in my experience with them, that exercised with enough persistence, you can break thru some of the walls to your favor.

I can't count the times i pressed them hard for the Sallie Mae but they just wouldn't budge. BUT, they had no problem with an Instant Approval for the Rewards MC during that same period.

Fast forward a year+ later and they were repeating the same denial for the Ring Card that i experienced trying for Sallie Mae. SO after a number of calls to their Analyst Dept over a period of some days and coming away with them consistently saying that they couldn't PC my Rewards for the Ring Card i finally hit paydirt with an Analyst who gladly approved the PC to the 8% Ring. They weren't willing to extend any more limit but at least they DID do the PC and that was acceptable enough.

You want to always try to make good a HP if at all possible.

Congrats! OP on that successful PC.
The Rewards MC has a lower underwriting standard vs a Ring or Sallie Mae, so that kind of explains the relative ease of approval for Rewards.

Glad you got the PC though.

Yeah, well you're not the only one kdm.

Not that the Rewards MC didn't/doesn't offer some useful rewards (be that as they are) but it was also something of a small relief to cross that, as you say "underwriting standard" with enough points to muster a PC over to the Ring.

And especially after some effort first to build an expected history on the Rewards MC to their satisfaction where SOMEONE finally pushed it thru.