topic Re: Capital One Quicksilver Mastercard Highest limit? in Credit Cards

Capital One Quicksilver Mastercard Highest limit?

creditgambler2018 — Mon, 14 Mar 2016 05:30:33 GMT

I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?

Re: Capital One Quicksilver Mastercard Highest limit?

Anonymous — Mon, 14 Mar 2016 05:40:25 GMT

@elcocaino2010 wrote:
I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?

From what I have heard and what I am seeing, $10k is definitely doable, and quite easy.

I have a Platinum at $6k already and my QS is much lower, but since you can now combine CLs, getting the card above $10k should be no problem at all.

I am due for CLIs next month on both cards, and after getting those I will be combining the cards. Based on the CLIs I have gotten in the past, I will be very disappointed if I can't be over $10k after the combination.

Depending on your credit scores, you should easily be able to get another card, either a Platinum or even another QS. (After 6 months, you can combine the card with your current QS). There are also reports that the Venture and Venture1 card have starting CLs well over $10k, sometimes even over $20k.

So, yes, it is possible, even likely, that you can get a $10k CL from Cap1.

Re: Capital One Quicksilver Mastercard Highest limit?

Ghoshida — Mon, 14 Mar 2016 05:49:51 GMT

@elcocaino2010 wrote:
I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?

You should be able to find many members in the forum with that limit.

I personally started with a Plat MC 3 years ago, which I PCed to a QS MC after a year. It started at $500 then credit stepped to $2k, then a couple of EO-enabled CLIs to $6k in 2014. In 2015, I got two SP CLIs and upgraded it to WMC, bringing it to $10k at the end of last year.

They won't budge on the APR, but that's okay I guess.

I also recently combined my Venture limit with the QS so it's standing at $29k now.

Re: Capital One Quicksilver Mastercard Highest limit?

Nova5041 — Mon, 14 Mar 2016 05:57:35 GMT

Absolutely possible, I've heard of someone on here, got a 50k venture and proved it, and a lot of people receive 15 to 25k starting limits. The only difference I've noticed between Mastercard and visa quicksilver, might be cli. I think the visa cli are higher, but I might be wrong, so take it with a grain of salt.

Re: Capital One Quicksilver Mastercard Highest limit?

Anonymous — Mon, 14 Mar 2016 06:04:37 GMT

Funny that you say that, as I just got a SP CLI yesterday that brought my limit on my QS WMC to $10500. Yes, it's possible.

My card (originally a regular Platinum Mastercard) went from $3000 -> $5000 -> $5500 (small Credit Steps bump) -> $8500 -> $10500, all with SPs.

Re: Capital One Quicksilver Mastercard Highest limit?

Imperfectfuture — Mon, 14 Mar 2016 08:49:51 GMT

@Ghoshida wrote:
@elcocaino2010 wrote:
I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?
You should be able to find many members in the forum with that limit.

I personally started with a Plat MC 3 years ago, which I PCed to a QS MC after a year. It started at $500 then credit stepped to $2k, then a couple of EO-enabled CLIs to $6k in 2014. In 2015, I got two SP CLIs and upgraded it to WMC, bringing it to $10k at the end of last year.

They won't budge on the APR, but that's okay I guess.

I also recently combined my Venture limit with the QS so it's standing at $29k now.

Persistence pays off. Got a budge on Apr (score not recorded at 800 yet). Dropped 5% to 18.15%. Definitely must use EO for this.

Re: Capital One Quicksilver Mastercard Highest limit?

Imperfectfuture — Mon, 14 Mar 2016 08:51:37 GMT

@Nova5041 wrote:
Absolutely possible, I've heard of someone on here, got a 50k venture and proved it, and a lot of people receive 15 to 25k starting limits. The only difference I've noticed between Mastercard and visa quicksilver, might be cli. I think the visa cli are higher, but I might be wrong, so take it with a grain of salt.

Venture is not the MasterCard. The MasterCard quicksilvers started as their subprime products. Usually with annual fee and credit steps, low limit.

Re: Capital One Quicksilver Mastercard Highest limit?

darwin_wins — Mon, 14 Mar 2016 14:34:40 GMT

@Imperfectfuture wrote:
@Nova5041 wrote:
Absolutely possible, I've heard of someone on here, got a 50k venture and proved it, and a lot of people receive 15 to 25k starting limits. The only difference I've noticed between Mastercard and visa quicksilver, might be cli. I think the visa cli are higher, but I might be wrong, so take it with a grain of salt.
Venture is not the MasterCard. The MasterCard quicksilvers started as their subprime products. Usually with annual fee and credit steps, low limit.

Is it still subprime? I got my QS1, which got "upgraded" to Venture One. After I saw the rewards I said I am not going to use it the way I did (of course it was my first card so used it heavily till I got where I needed to get other cards) and just few days ago I got it "upgraded" to QuickSilver. Of course the limit is stuck at 4K as I hardly use it and they won't raise the limit unless I use it. But I have specific cards for specific purposes so I may never actually get a CLI on that card.

Re: Capital One Quicksilver Mastercard Highest limit?

Cookie2120987 — Mon, 14 Mar 2016 14:42:06 GMT

You can break the $10,000 barrier, I'm shooting for that on the 20nth when my statement cuts on my World Mastercard Quicksilver. Also I asked a customer who had a WE Venture One card yesterday and he said he had a $18,000 limit, didn't ask the limit just asked him how he got the Venture and he said he had the WE for a few years as a platinum and product changed because he couldn't use his Venture at certain stores because it was a VISA. Anything is possible with Capitol One besides getting them to Unsecure there secured cards.. that's a false reality! Lol

Re: Capital One Quicksilver Mastercard Highest limit?

woodyman100 — Mon, 14 Mar 2016 16:36:20 GMT

With combinations and CLI's, my QS is at 25k.
Others here have much higher

Re: Capital One Quicksilver Mastercard Highest limit?

Anonymous — Mon, 14 Mar 2016 16:50:35 GMT

i saw someone on here that did the venture and QS apps together and each card got a $50k limit.

Re: Capital One Quicksilver Mastercard Highest limit?

Imperfectfuture — Mon, 14 Mar 2016 16:55:24 GMT

@Anonymous wrote:
i saw someone on here that did the venture and QS apps together and each card got a $50k limit.

Saw that as well. Those cards are the visas, not MasterCard.

Re: Capital One Quicksilver Mastercard Highest limit?

Anonymous — Mon, 14 Mar 2016 17:05:18 GMT

yes they are. i guess i missed the mastercard statement lol. but mastercards do grow slower

Re: Capital One Quicksilver Mastercard Highest limit?

Broke_Triathlete — Mon, 14 Mar 2016 18:44:07 GMT

@elcocaino2010 wrote:
I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?

Yes they do issue limits higher than 10 grand. My QS WMC has a limit right now of $11.5K. It went from $3K - $11.5K in one year. However, it hasn't budged since, going on 11 months or so now. I'm actually considering rolling it into one of my other Cap 1 cards.

Re: Capital One Quicksilver Mastercard Highest limit?

bourgogne — Mon, 14 Mar 2016 20:30:33 GMT

@elcocaino2010 wrote:
I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?

Hi, don't know about high limits but I have a WMC that is at 12,300. the flow since 9/14 was 300, 3300, 8300, 12,300. platinum>QS1> QS WMC. my TU was 602 and is now close to 700. this was all with a single card. just got a 20K venture in the mail sat. great company to rebuild with imo. I ran up several 8k months last year and pif once per month.

Re: Capital One Quicksilver Mastercard Highest limit?

Anonymous — Mon, 14 Mar 2016 23:36:44 GMT

@omfgpart2 wrote:
@elcocaino2010 wrote:
I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?
Hi, don't know about high limits but I have a WMC that is at 12,300. the flow since 9/14 was 300, 3300, 8300, 12,300. platinum>QS1> QS WMC. my TU was 602 and is now close to 700. this was all with a single card. just got a 20K venture in the mail sat. great company to rebuild with imo. I ran up several 8k months last year and pif once per month.

A great company to rebuild with? I couldn't agree more.

I hear a lot of complaints about Cap1, but I have nothing but good things to say about them. Sure, their interest rates are high (but interest doesn't matter when you PIF), but they give cards to people who can't get them anywhere else (at least not unsecured or without paying a ridiculous amount per month to have a card with Payday Loan type interest), and are free and easy with CLIs.

Are they perfect? Far from it. Do they have their own interests at heart? Well, besides being a business and a bank, no more than anyone else. If you get AA from Cap1, you probably did something to deserve it. Don't take it personally, because if you have run into trouble, Cap1 will be the first there when you're back in the game.

You can do better than Cap1, but you can also certainly do worse.

Re: Capital One Quicksilver Mastercard Highest limit?

daybreakgonesXe — Tue, 15 Mar 2016 00:08:09 GMT

Was able to get mine up to $20k and it originally started as a $200 secured through HSBC/Orchard Bank. So entirely possible from any stage of Cap One life!

Re: Capital One Quicksilver Mastercard Highest limit?

Creditwiser — Tue, 15 Mar 2016 00:29:51 GMT

QS SL 3K then 5k then 8k within 18 months. PC'd that card via chat from original QS1 to QS 4 months in.

Re: Capital One Quicksilver Mastercard Highest limit?

Dj4Money — Tue, 15 Mar 2016 03:05:19 GMT

I am going to try to get my QS1 up as high as I can.

Opened 5/2014@ $500 ---> 8/2015($1,000) ---> 12/2015 ($500) = $2,000

90 Day CLI ($1,000) and Steps CLI ($500)

It's due for a line increase now but it's maxed out. I will start paying it down this month, but thanks to Credit Addict for suggesting I focus on the smaller amounts first I have already PIF ($8) my SDFC last week ($275) and this week I am going to try to PIF and close the Capital One Platinum secured since it won't grow anymore and served it's purpose.

Depending how my scores rebound at the end of April, I will app for a regular Platinum. I will then work on increasing it's credit line for the next six months and combine it with the QS1 which I will also PC to a regular no annual fee QS.

I guess higher CLI are based not so much on score but income because. I don't believe I would get a $3,000 CLI baseed on my income even if my score were 700+

We'll see, the goal is to have at least one car with a $10,000 limit by year's end.

Re: Capital One Quicksilver Mastercard Highest limit?

Anonymous — Tue, 15 Mar 2016 03:24:16 GMT