topic Re: Quick Amazon store card cli? in Credit Cards

Quick Amazon store card cli?

Anonymous — Wed, 16 Mar 2016 11:26:16 GMT

hi all,

I was just approved for amazon store card on sat ($800). I was wondering how many people have had success getting a cli even before their card arrived? Also can i request a cli through chat? My transunion cs is 605.

Re: Quick Amazon store card cli?

Anonymous — Wed, 16 Mar 2016 11:36:48 GMT

Congrats on the approval. With your score listed, you are better off using the card and then trying for a CLI after a few months. It is highly unlikely you will be getting a CLI this soon but you can give it a shot.

Re: Quick Amazon store card cli?

Anonymous — Wed, 16 Mar 2016 11:47:34 GMT

Thats what i am thinking, i was actually surprise that i got that starting limit. Thanks

Re: Quick Amazon store card cli?

Anonymous — Wed, 16 Mar 2016 11:50:03 GMT

@Anonymous wrote:
Thats what i am thinking, i was actually surprise that i got that starting limit. Thanks

Good decision. Show some history and responsible use and payment history before requesting as that is what Synchrony likes to see...

Re: Quick Amazon store card cli?

Anonymous — Wed, 16 Mar 2016 11:57:37 GMT

Do you is it necessary to pass my current spend limit in order to get an increase or would spending between $100 to $200 still get me an increase after a few months?

Re: Quick Amazon store card cli?

Anonymous — Wed, 16 Mar 2016 12:05:47 GMT

@Anonymous wrote:
Do you is it necessary to pass my current spend limit in order to get an increase or would spending between $100 to $200 still get me an increase after a few months?

You don't have to spend pass your current limit to get an increase. $100 - $200 is good. Synchrony likes to see some spend and more importantly, a payment history before giving a CLI..

Re: Quick Amazon store card cli?

takeshi74 — Wed, 16 Mar 2016 14:27:06 GMT

@Anonymous wrote:
I was just approved for amazon store card on sat ($800). I was wondering how many people have had success getting a cli even before their card arrived? Also can i request a cli through chat? My transunion cs is 605.

How many doesn't matter. You can't just assume that if something happens to others that it will happen to you. One's credit profile and income determine the limit/CLI that one qualifies for. Given your score and CL I wouldn't recommend expecting a CLI unless your credit improved since your were approved and the limit was assigned.