topic Cap One CLI 6 months after initial Credit Steps CLI in Credit Cards

Cap One CLI 6 months after initial Credit Steps CLI

Anonymous — Thu, 17 Mar 2016 03:29:01 GMT

I opened Cap one plat in 2/2015 with initial CL of 2K . Credit Steps enrollment with CLI after six months on Aug 1015 of 2K. Total Credit 4K.. Tried to get CLI using online CLI button six months after last credit steps increase 7 months ago and got response in 2-3 days. I assume it will be denied. Has anyone gotten increase after the initial Credit steps 6 months CLI?

Current Fico Scores: EQ=647, TU=635, EX=639

Prior score in the 530's

Re: Cap One CLI 6 months after initial Credit Steps CLI

Anonymous — Thu, 17 Mar 2016 03:30:06 GMT

yeah... only almost everyone. be patient it'll come. keep spending and paying off.

Re: Cap One CLI 6 months after initial Credit Steps CLI

Anonymous — Thu, 17 Mar 2016 03:35:33 GMT

Thank you.

Re: Cap One CLI 6 months after initial Credit Steps CLI

Anonymous — Thu, 17 Mar 2016 03:37:14 GMT

np. there are a lot of posts on here for people that have the QS mastercard (which would have been in credit steps) and they're getting CLIs often. just keep reading around

Re: Cap One CLI 6 months after initial Credit Steps CLI

Nova5041 — Thu, 17 Mar 2016 07:24:18 GMT

Yeah for sure, you will definitely receive another cli. My Quicksliver card was in credit steps. Started at 500 and now at 7000 in one year. So keep using that card, and capital one will show you luv.

Re: Cap One CLI 6 months after initial Credit Steps CLI

SunriseEarth — Thu, 17 Mar 2016 21:47:49 GMT

@Anonymous wrote:
I opened Cap one plat in 2/2015 with initial CL of 2K . Credit Steps enrollment with CLI after six months on Aug 1015 of 2K. Total Credit 4K.. Tried to get CLI using online CLI button six months after last credit steps increase 7 months ago and got response in 2-3 days. I assume it will be denied. Has anyone gotten increase after the initial Credit steps 6 months CLI?

Of course. However, you should make sure to read the denial letter to find out what their reasoning was.

Re: Cap One CLI 6 months after initial Credit Steps CLI

Anonymous — Thu, 17 Mar 2016 23:16:50 GMT

They always deny me when I push the button. But with steps I have gotten increase every six months.

The denial reason is always because of "recent increase".

Re: Cap One CLI 6 months after initial Credit Steps CLI

Anonymous — Thu, 24 Mar 2016 03:31:28 GMT

They told me my cli was denied because my monthly payments were too low. They said to increase payment amounts and request again in three months. I changed my auto pay amounts from the min to $200. Maybe that will get me some luv. Thanks guys for all your advice.

Re: Cap One CLI 6 months after initial Credit Steps CLI

Shooting-For-800 — Thu, 24 Mar 2016 17:15:19 GMT

Yes.

be loyal, pay often even before statement.

you can also open new accounts when you feel your credit and/or income is much better.

often new accounts sl is more than old accounts cli total.

see my sig. My first cap one card was 3k 2 years ago!