topic Re: WaMu CLIs in Credit Cards

WaMu CLIs

Uniqua — Fri, 07 Nov 2008 17:34:47 GMT

Does anyone know if WaMu gives CLIs on the exact date of 6-month anniversary? I think I may have a high balance on my 6-month anniversary (which won't be paid down until a few days after statement drops) and was wondering if WaMu may wait until the balance is lowered before they give me an automatic CLI.

Re: WaMu CLIs

Anonymous — Fri, 07 Nov 2008 17:41:11 GMT

Uniqua wrote:
Does anyone know if WaMu gives CLIs on the exact date of 6-month anniversary? I think I may have a high balance on my 6-month anniversary (which won't be paid down until a few days after statement drops) and was wondering if WaMu may wait until the balance is lowered before they give me an automatic CLI.

Don't count on a CLI on your 6-month anniversary, regardless of your balance. It's very hit or miss. Some get it, and some don't.

From the reports I've read, the balance at the time doesn't seem to have anything to do with whether you get it. I've actually heard of people getting WaMu CLIs while carrying fairly large balances.

Re: WaMu CLIs

score_building — Fri, 07 Nov 2008 17:43:36 GMT

not sure but they cli'ed me around 9 months on my account. if my memory serves me many have received one at around 9 months. depending on how high your balance is and your payment history patterns they may still cli. i received a 9 month cli at v. high util presumably because i already had begun to deveolp a PIF pattern on the card.

Re: WaMu CLIs

Uniqua — Fri, 07 Nov 2008 17:49:50 GMT

Oh wow! I thought it was automatic with perfect payment history. So, I guess my scenario I posted on another thread (did you see that?) doesn't matter as it is a yay or nay? Well, gosh darnit. That sucks! I'll stay optimistic in the mean time though. If I really need a CLI, I'll just have you fork over some of that $15K you have with them!

@Anonymous wrote:
@Uniqua wrote:
Does anyone know if WaMu gives CLIs on the exact date of 6-month anniversary? I think I may have a high balance on my 6-month anniversary (which won't be paid down until a few days after statement drops) and was wondering if WaMu may wait until the balance is lowered before they give me an automatic CLI.
Don't count on a CLI on your 6-month anniversary, regardless of your balance. It's very hit or miss. Some get it, and some don't.

From the reports I've read, the balance at the time doesn't seem to have anything to do with whether you get it. I've actually heard of people getting WaMu CLIs while carrying fairly large balances.

Message Edited by Uniqua on 11-07-2008 12:49 PM

Re: WaMu CLIs

Anonymous — Fri, 07 Nov 2008 17:50:35 GMT

No, it's not automatic at all.

DF has had her WaMu card for 16 months. Started at $9K and still at $9K.

I've had mine for 7 months. Started at $15K and still at $15K.

Re: WaMu CLIs

Uniqua — Fri, 07 Nov 2008 17:59:52 GMT

Clearly, it's not! Dang!

However, $15k is awesome, and I could even work with $9k, but this $2k I'm working with will need a salary increase as I am buying big ticket items for X-mas.

@Anonymous wrote:
No, it's not automatic at all.

DF has had her WaMu card for 16 months. Started at $9K and still at $9K.
I've had mine for 7 months. Started at $15K and still at $15K.

Re: WaMu CLIs

Anonymous — Fri, 07 Nov 2008 18:01:12 GMT

LOL, salary increase.

Re: WaMu CLIs

Anonymous — Fri, 07 Nov 2008 18:16:13 GMT

@Anonymous wrote:

Don't count on a CLI on your 6-month anniversary, regardless of your balance. It's very hit or miss. Some get it, and some don't.

Agreed. I didn't get a CLI until my 10th or 11th statement. I went from $2K to $3K. I guess I should be grateful for that because my Wamu MC doesn't see much action because it has no rewards, a ridiculous APR, and is one of my lowest limits, but that's a topic for another thread.

Re: WaMu CLIs

Karatz — Sat, 08 Nov 2008 00:36:49 GMT

@Uniqua wrote:
Does anyone know if WaMu gives CLIs on the exact date of 6-month anniversary? I think I may have a high balance on my 6-month anniversary (which won't be paid down until a few days after statement drops) and was wondering if WaMu may wait until the balance is lowered before they give me an automatic CLI.

I've had a WaMu card for as long as I can remember and never received a CLI. I quit using it for about a year and recently accepted the cash back on purchases option so for 5 months I've charged about 200-300 per month and PIF each month. It is the card with the lowest CL. I've asked for a CLI every few months for about 2 years and nada. This card perplexes me so it would be nice if you report back if anything happens...

Re: WaMu CLIs

Anonymous — Sat, 08 Nov 2008 00:47:11 GMT

i get one about every six months. I also have an old Providian and never get one.

Re: WaMu CLIs

Anonymous — Sat, 08 Nov 2008 12:27:27 GMT

wamu just gave me a 1k cli at my 6 month, I was quite shocked! But happy!

Re: WaMu CLIs

GFer — Sat, 08 Nov 2008 13:28:36 GMT

Very cool!

Re: WaMu CLIs

Uniqua — Sat, 08 Nov 2008 18:02:41 GMT

I use my WaMu CC a lot, especially since it's my highest CL. I just purchased a PS3 on it this morning and I know I'll have my balance PIF'd by the end of this month, when my WaMu CC turns 6 months. I am PRAYING for 2-3x CLI at that time. Hope to get back to you guys with some good news real soon!

Re: WaMu CLIs

jefftca925 — Sun, 09 Nov 2008 02:02:27 GMT

I got a 1k CLI on mine too last month.

Re: WaMu CLIs

Uniqua — Sun, 09 Nov 2008 16:07:39 GMT

@jefftca925 wrote:
I got a 1k CLI on mine too last month.

Jefftca925, was it at your six-month mark?

Re: WaMu CLIs

jmbfl — Sun, 09 Nov 2008 16:17:36 GMT

My formerly Providian WaMu account has not seen a CLI since it was taken over...

Re: WaMu CLIs

jefftca925 — Sun, 09 Nov 2008 16:23:43 GMT

yes... it was at my 6-mo mark.

Re: WaMu CLIs

Anonymous — Tue, 18 Nov 2008 21:38:55 GMT

Five months so far and no CLI. Ridiculously low CL of $1.5K, when I have several cards >$10K CLs. I got it because they were offering 0% APR on purchases until Jan 2010. I was hpoing to put a honeymoon on it, but all I can do is put car insurance on it!

Re: WaMu CLIs

Anonymous — Wed, 19 Nov 2008 05:05:59 GMT

I got a cli of $1,000 on my six month anniversary. Went from $4500 to $5500

Re: WaMu CLIs

KingAdrock — Wed, 19 Nov 2008 05:17:00 GMT

I've had 3 CLIs. They came every 6 months on the statement date like clockwork.